WallStSmart

American International Group Inc (AIG)vsFirst Horizon Corporation (FHN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 679% more annual revenue ($26.70B vs $3.43B). FHN leads profitability with a 29.9% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.62. FHN earns a higher WallStSmart Score of 75/100 (B).

AIG

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

FHN

Strong Buy

75

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.7Quality: 3.5
Piotroski: 5/9Altman Z: 0.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

FHN5 strengths · Avg: 9.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
42.9%10/10

Strong operational efficiency at 42.9%

Profit MarginProfitability
29.9%9/10

Keeps 30 of every $100 in revenue as profit

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
29.3%8/10

Earnings expanding 29.3% YoY

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

FHN3 concerns · Avg: 3.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Debt/EquityHealth
1.453/10

Elevated debt levels

Altman Z-ScoreHealth
0.232/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : FHN

The strongest argument for FHN centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.9% and operating margin at 42.9%.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : FHN

The primary concerns for FHN are PEG Ratio, Debt/Equity, Altman Z-Score.

Key Dynamics to Monitor

AIG profiles as a value stock while FHN is a mature play — different risk/reward profiles.

FHN carries more volatility with a beta of 0.62 — expect wider price swings.

FHN is growing revenue faster at 9.7% — sustainability is the question.

FHN generates stronger free cash flow (270M), providing more financial flexibility.

Bottom Line

FHN scores higher overall (75/100 vs 72/100), backed by strong 29.9% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

First Horizon Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

First Horizon Corporation is the banking holding company for First Horizon Bank providing various financial services. The company is headquartered in Memphis, Tennessee.

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