Arch Capital Group Ltd. (ACGL)vsFirst Horizon Corporation (FHN)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
FHN
First Horizon Corporation
$24.47
-1.17%
FINANCIAL SERVICES · Cap: $11.69B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 449% more annual revenue ($19.23B vs $3.50B). FHN leads profitability with a 30.2% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. FHN earns a higher WallStSmart Score of 75/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
FHN
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 41.3%
Earnings expanding 20.0% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FHN
The strongest argument for FHN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 30.2% and operating margin at 41.3%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : FHN
The primary concerns for FHN are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while FHN is a mature play — different risk/reward profiles.
FHN carries more volatility with a beta of 0.61 — expect wider price swings.
FHN is growing revenue faster at 9.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
FHN scores higher overall (75/100 vs 67/100), backed by strong 30.2% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
First Horizon Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Horizon Corporation is the banking holding company for First Horizon Bank providing various financial services. The company is headquartered in Memphis, Tennessee.
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