American International Group Inc (AIG)vsConsumer Portfolio Services Inc (CPSS)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
CPSS
Consumer Portfolio Services Inc
$9.12
+1.90%
FINANCIAL SERVICES · Cap: $184.31M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 13280% more annual revenue ($26.61B vs $198.88M). AIG leads profitability with a 11.6% profit margin vs 9.7%. CPSS appears more attractively valued with a PEG of 0.33. AIG earns a higher WallStSmart Score of 60/100 (C).
AIG
Buy60
out of 100
Grade: C
CPSS
Buy57
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
4.9% revenue growth
0.0% earnings growth
Smaller company, higher risk/reward
ROE of 6.4% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : CPSS
The strongest argument for CPSS centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.33 suggests the stock is reasonably priced for its growth.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : CPSS
The primary concerns for CPSS are Revenue Growth, EPS Growth, Market Cap.
Key Dynamics to Monitor
AIG profiles as a declining stock while CPSS is a value play — different risk/reward profiles.
CPSS carries more volatility with a beta of 1.08 — expect wider price swings.
CPSS is growing revenue faster at 4.9% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
AIG scores higher overall (60/100 vs 57/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Consumer Portfolio Services Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
Consumer Portfolio Services, Inc. is a specialized finance company in the United States. The company is headquartered in Las Vegas, Nevada.
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