American International Group Inc (AIG)vsFirst Busey Corp (BUSE)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
BUSE
First Busey Corp
$26.20
+1.67%
FINANCIAL SERVICES · Cap: $2.20B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 3891% more annual revenue ($26.61B vs $666.84M). BUSE leads profitability with a 20.3% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. BUSE earns a higher WallStSmart Score of 74/100 (B).
AIG
Buy60
out of 100
Grade: C
BUSE
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 70.5% year-over-year
Keeps 20 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 26.9% YoY
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 7.0% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : BUSE
The strongest argument for BUSE centers on Price/Book, Revenue Growth, Profit Margin. Profitability is solid with margins at 20.3% and operating margin at 17.6%. Revenue growth of 70.5% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : BUSE
The primary concerns for BUSE are PEG Ratio, Return on Equity, Piotroski F-Score.
Key Dynamics to Monitor
AIG profiles as a declining stock while BUSE is a growth play — different risk/reward profiles.
BUSE carries more volatility with a beta of 0.71 — expect wider price swings.
BUSE is growing revenue faster at 70.5% — sustainability is the question.
AIG generates stronger free cash flow (155M), providing more financial flexibility.
Bottom Line
BUSE scores higher overall (74/100 vs 60/100), backed by strong 20.3% margins and 70.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
First Busey Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Busey Corporation is the banking holding company for Busey Bank offering retail and commercial banking products and services to individual, corporate, institutional and government clients in the United States. The company is headquartered in Champaign, Illinois.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?