Arch Capital Group Ltd. (ACGL)vsFirst Busey Corp (BUSE)
ACGL
Arch Capital Group Ltd.
$95.78
-1.15%
FINANCIAL SERVICES · Cap: $33.06B
BUSE
First Busey Corp
$29.96
-1.19%
FINANCIAL SERVICES · Cap: $2.51B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 2357% more annual revenue ($19.23B vs $782.88M). BUSE leads profitability with a 29.5% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. BUSE earns a higher WallStSmart Score of 68/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
BUSE
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 47.1%
Keeps 30 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 32.7% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
Weak financial health signals
Revenue declined 0.9%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : BUSE
The strongest argument for BUSE centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.5% and operating margin at 47.1%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : BUSE
The primary concerns for BUSE are PEG Ratio, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
BUSE carries more volatility with a beta of 0.70 — expect wider price swings.
BUSE is growing revenue faster at -0.9% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BUSE scores higher overall (68/100 vs 67/100), backed by strong 29.5% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
First Busey Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Busey Corporation is the banking holding company for Busey Bank offering retail and commercial banking products and services to individual, corporate, institutional and government clients in the United States. The company is headquartered in Champaign, Illinois.
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