Afya Ltd (AFYA)vsStride Inc (LRN)
AFYA
Afya Ltd
$14.44
+0.84%
CONSUMER DEFENSIVE · Cap: $1.25B
LRN
Stride Inc
$101.96
-1.77%
CONSUMER DEFENSIVE · Cap: $4.16B
Smart Verdict
WallStSmart Research — data-driven comparison
Afya Ltd generates 49% more annual revenue ($3.77B vs $2.54B). AFYA leads profitability with a 20.1% profit margin vs 12.1%. AFYA trades at a lower P/E of 8.5x. LRN earns a higher WallStSmart Score of 65/100 (B-).
AFYA
Buy62
out of 100
Grade: C+
LRN
Strong Buy65
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+74.6%
Fair Value
$61.03
Current Price
$14.44
$46.59 discount
Margin of Safety
-12.2%
Fair Value
$87.11
Current Price
$101.96
$14.85 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 38.9%
Keeps 20 of every $100 in revenue as profit
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 20.8%
Areas to Watch
3.2% earnings growth
Smaller company, higher risk/reward
2.7% revenue growth
Earnings declined 4.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : AFYA
The strongest argument for AFYA centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.1% and operating margin at 38.9%.
Bull Case : LRN
The strongest argument for LRN centers on Altman Z-Score, PEG Ratio, P/E Ratio. PEG of 0.55 suggests the stock is reasonably priced for its growth.
Bear Case : AFYA
The primary concerns for AFYA are EPS Growth, Market Cap.
Bear Case : LRN
The primary concerns for LRN are Revenue Growth, EPS Growth.
Key Dynamics to Monitor
AFYA profiles as a mature stock while LRN is a value play — different risk/reward profiles.
AFYA carries more volatility with a beta of 0.39 — expect wider price swings.
AFYA is growing revenue faster at 8.2% — sustainability is the question.
AFYA generates stronger free cash flow (418M), providing more financial flexibility.
Bottom Line
LRN scores higher overall (65/100 vs 62/100). AFYA offers better value entry with a 74.6% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Afya Ltd
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Afya Limited, is a medical education group in Brazil. The company is headquartered in Nova Lima, Brazil.
Visit Website →Stride Inc
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Stride, Inc., a technology-based education company, provides its own and third-party online educational services, software systems and curricula to facilitate individualized learning for students primarily in kindergarten through grade 12 (K -12) in the United States and internationally. .
Visit Website →Compare with Other EDUCATION & TRAINING SERVICES Stocks
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