Afya Ltd (AFYA)vsLaureate Education Inc (LAUR)
AFYA
Afya Ltd
$15.16
-2.13%
CONSUMER DEFENSIVE · Cap: $1.37B
LAUR
Laureate Education Inc
$35.38
+1.75%
CONSUMER DEFENSIVE · Cap: $4.96B
Smart Verdict
WallStSmart Research — data-driven comparison
Afya Ltd generates 117% more annual revenue ($3.70B vs $1.70B). AFYA leads profitability with a 20.3% profit margin vs 16.6%. AFYA trades at a lower P/E of 9.7x. LAUR earns a higher WallStSmart Score of 79/100 (B+).
AFYA
Strong Buy66
out of 100
Grade: B-
LAUR
Strong Buy79
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+68.3%
Fair Value
$48.86
Current Price
$15.16
$33.70 discount
Margin of Safety
+61.1%
Fair Value
$88.45
Current Price
$35.38
$53.07 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 30.4%
Keeps 20 of every $100 in revenue as profit
Strong operational efficiency at 33.2%
Earnings expanding 88.4% YoY
Every $100 of equity generates 26 in profit
Revenue surging 27.9% year-over-year
Areas to Watch
Smaller company, higher risk/reward
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : AFYA
The strongest argument for AFYA centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.3% and operating margin at 30.4%.
Bull Case : LAUR
The strongest argument for LAUR centers on Operating Margin, EPS Growth, Return on Equity. Profitability is solid with margins at 16.6% and operating margin at 33.2%. Revenue growth of 27.9% demonstrates continued momentum.
Bear Case : AFYA
The primary concerns for AFYA are Market Cap.
Bear Case : LAUR
No major red flags identified for LAUR, but monitor valuation.
Key Dynamics to Monitor
AFYA profiles as a mature stock while LAUR is a growth play — different risk/reward profiles.
LAUR carries more volatility with a beta of 0.67 — expect wider price swings.
LAUR is growing revenue faster at 27.9% — sustainability is the question.
AFYA generates stronger free cash flow (140M), providing more financial flexibility.
Bottom Line
LAUR scores higher overall (79/100 vs 66/100), backed by strong 16.6% margins and 27.9% revenue growth. AFYA offers better value entry with a 68.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Afya Ltd
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Afya Limited, is a medical education group in Brazil. The company is headquartered in Nova Lima, Brazil.
Visit Website →Laureate Education Inc
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Laureate Education, Inc. offers higher education programs and services to students through a network of universities and institutions of higher education. The company is headquartered in Baltimore, Maryland.
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