WallStSmart

Automatic Data Processing Inc (ADP)vsNice Ltd ADR (NICE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Automatic Data Processing Inc generates 617% more annual revenue ($21.60B vs $3.01B). ADP leads profitability with a 20.1% profit margin vs 17.6%. NICE appears more attractively valued with a PEG of 0.60. ADP earns a higher WallStSmart Score of 66/100 (B-).

ADP

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 8.5Value: 4.0Quality: 6.0
Piotroski: 6/9Altman Z: 1.53

NICE

Buy

64

out of 100

Grade: C+

Growth: 5.3Profit: 7.0Value: 9.3Quality: 7.5
Piotroski: 4/9Altman Z: 3.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADPSignificantly Overvalued (-60.5%)

Margin of Safety

-60.5%

Fair Value

$158.82

Current Price

$263.87

$105.05 premium

UndervaluedFair: $158.82Overvalued
NICEUndervalued (+33.7%)

Margin of Safety

+33.7%

Fair Value

$167.32

Current Price

$105.02

$62.30 discount

UndervaluedFair: $167.32Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADP5 strengths · Avg: 9.2/10
Return on EquityProfitability
68.4%10/10

Every $100 of equity generates 68 in profit

Operating MarginProfitability
30.2%10/10

Strong operational efficiency at 30.2%

Market CapQuality
$97.18B9/10

Large-cap with strong market position

Profit MarginProfitability
20.1%9/10

Keeps 20 of every $100 in revenue as profit

Free Cash FlowQuality
$2.04B8/10

Generating 2.0B in free cash flow

NICE4 strengths · Avg: 9.5/10
P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.9510/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.608/10

Growing faster than its price suggests

Areas to Watch

ADP3 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

Price/BookValuation
16.6x4/10

Trading at 16.6x book value

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

NICE2 concerns · Avg: 2.0/10
Price/BookValuation
42.9x2/10

Trading at 42.9x book value

EPS GrowthGrowth
-61.7%2/10

Earnings declined 61.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : ADP

The strongest argument for ADP centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 20.1% and operating margin at 30.2%.

Bull Case : NICE

The strongest argument for NICE centers on P/E Ratio, Debt/Equity, Altman Z-Score. Profitability is solid with margins at 17.6% and operating margin at 16.5%. PEG of 0.60 suggests the stock is reasonably priced for its growth.

Bear Case : ADP

The primary concerns for ADP are PEG Ratio, Price/Book, Altman Z-Score.

Bear Case : NICE

The primary concerns for NICE are Price/Book, EPS Growth.

Key Dynamics to Monitor

ADP carries more volatility with a beta of 0.84 — expect wider price swings.

NICE is growing revenue faster at 9.8% — sustainability is the question.

ADP generates stronger free cash flow (2.0B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ADP scores higher overall (66/100 vs 64/100), backed by strong 20.1% margins. NICE offers better value entry with a 33.7% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Automatic Data Processing Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.

Nice Ltd ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

NICE Ltd. provides business software solutions globally. The company is headquartered in Ra'anana, Israel.

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