WallStSmart

Automatic Data Processing Inc (ADP)vsAurora Mobile Ltd (JG)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Automatic Data Processing Inc generates 5601% more annual revenue ($22.26B vs $390.54M). ADP leads profitability with a 20.3% profit margin vs 1.5%. ADP trades at a lower P/E of 26.1x. ADP earns a higher WallStSmart Score of 64/100 (C+).

ADP

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 3.3Quality: 3.5
Piotroski: 2/9Altman Z: 0.53

JG

Hold

35

out of 100

Grade: F

Growth: 4.7Profit: 4.0Value: 6.3Quality: 4.5
Piotroski: 5/9Altman Z: -2.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADPSignificantly Overvalued (-79.9%)

Margin of Safety

-79.9%

Fair Value

$168.59

Current Price

$307.92

$139.33 premium

UndervaluedFair: $168.59Overvalued
JGUndervalued (+61.1%)

Margin of Safety

+61.1%

Fair Value

$20.65

Current Price

$6.02

$14.63 discount

UndervaluedFair: $20.65Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADP4 strengths · Avg: 9.0/10
Return on EquityProfitability
88.9%10/10

Every $100 of equity generates 89 in profit

Market CapQuality
$116.00B9/10

Large-cap with strong market position

Profit MarginProfitability
20.3%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
26.7%8/10

Strong operational efficiency at 26.7%

JG0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

ADP4 concerns · Avg: 3.0/10
P/E RatioValuation
26.1x4/10

Moderate valuation

Debt/EquityHealth
1.073/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
2.702/10

Expensive relative to growth rate

JG4 concerns · Avg: 3.5/10
P/E RatioValuation
37.1x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$31.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : ADP

The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.3% and operating margin at 26.7%.

Bull Case : JG

Revenue growth of 12.6% demonstrates continued momentum.

Bear Case : ADP

The primary concerns for ADP are P/E Ratio, Debt/Equity, Piotroski F-Score.

Bear Case : JG

The primary concerns for JG are P/E Ratio, EPS Growth, Market Cap. Thin 1.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

ADP profiles as a mature stock while JG is a value play — different risk/reward profiles.

ADP carries more volatility with a beta of 0.84 — expect wider price swings.

JG is growing revenue faster at 12.6% — sustainability is the question.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ADP scores higher overall (64/100 vs 35/100), backed by strong 20.3% margins. JG offers better value entry with a 61.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Automatic Data Processing Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.

Aurora Mobile Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · China

Aurora Mobile Limited, is a mobile development service provider in China. The company is headquartered in Shenzhen, the People's Republic of China.

Want to dig deeper into these stocks?