Automatic Data Processing Inc (ADP)vsCCC Intelligent Solutions Holdings Inc. (CCC)
ADP
Automatic Data Processing Inc
$303.35
-1.23%
TECHNOLOGY · Cap: $116.00B
CCC
CCC Intelligent Solutions Holdings Inc.
$7.68
+0.13%
TECHNOLOGY · Cap: $4.54B
Smart Verdict
WallStSmart Research — data-driven comparison
Automatic Data Processing Inc generates 1902% more annual revenue ($22.26B vs $1.11B). ADP leads profitability with a 20.3% profit margin vs 3.8%. ADP trades at a lower P/E of 26.1x. ADP earns a higher WallStSmart Score of 64/100 (C+).
ADP
Buy64
out of 100
Grade: C+
CCC
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-79.9%
Fair Value
$168.59
Current Price
$303.35
$134.76 premium
Margin of Safety
+40.2%
Fair Value
$8.66
Current Price
$7.68
$0.98 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 89 in profit
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Strong operational efficiency at 26.7%
Earnings expanding 81.3% YoY
Reasonable price relative to book value
Areas to Watch
Moderate valuation
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
ROE of 2.0% — below average capital efficiency
3.8% margin — thin
Weak financial health signals
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : ADP
The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.3% and operating margin at 26.7%.
Bull Case : CCC
The strongest argument for CCC centers on EPS Growth, Price/Book.
Bear Case : ADP
The primary concerns for ADP are P/E Ratio, Debt/Equity, Piotroski F-Score.
Bear Case : CCC
The primary concerns for CCC are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 109.7x leaves little room for execution misses. Thin 3.8% margins leave little buffer for downturns.
Key Dynamics to Monitor
ADP profiles as a mature stock while CCC is a value play — different risk/reward profiles.
ADP carries more volatility with a beta of 0.84 — expect wider price swings.
CCC is growing revenue faster at 9.8% — sustainability is the question.
ADP generates stronger free cash flow (598M), providing more financial flexibility.
Bottom Line
ADP scores higher overall (64/100 vs 48/100), backed by strong 20.3% margins. CCC offers better value entry with a 40.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Automatic Data Processing Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.
CCC Intelligent Solutions Holdings Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
CCC Intelligent Solutions Holdings Inc. is a leading provider of innovative digital solutions for the automotive and insurance industries, leveraging advanced data analytics and machine learning to optimize operational workflows. The company's comprehensive platform enhances claims management, vehicle valuation, and repair estimation, serving a wide-ranging clientele and facilitating improved decision-making processes. As a key player in the insurtech sector, CCC is well-positioned to benefit from increasing demand for data-driven solutions, underscoring its growth potential and significance in a rapidly evolving digital landscape.
Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?