ACV Auctions Inc. (ACVA)vsCarMax Inc (KMX)
ACVA
ACV Auctions Inc.
$8.03
-0.50%
CONSUMER CYCLICAL · Cap: $1.38B
KMX
CarMax Inc
$59.11
+0.39%
CONSUMER CYCLICAL · Cap: $7.93B
Smart Verdict
WallStSmart Research — data-driven comparison
CarMax Inc generates 3510% more annual revenue ($28.20B vs $781.10M). KMX leads profitability with a 0.8% profit margin vs -8.0%. KMX earns a higher WallStSmart Score of 53/100 (C-).
ACVA
Avoid34
out of 100
Grade: F
KMX
Buy53
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+56.7%
Fair Value
$16.62
Current Price
$8.03
$8.59 discount
Intrinsic value data unavailable for KMX.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
No standout strengths identified
Reasonable price relative to book value
Growing faster than its price suggests
Areas to Watch
0.0% earnings growth
Smaller company, higher risk/reward
ROE of -14.4% — below average capital efficiency
Distress zone — elevated risk
Premium valuation, high expectations priced in
Distress zone — elevated risk
ROE of 4.2% — below average capital efficiency
0.8% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : ACVA
Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : KMX
The strongest argument for KMX centers on Price/Book, PEG Ratio. PEG of 0.56 suggests the stock is reasonably priced for its growth.
Bear Case : ACVA
The primary concerns for ACVA are EPS Growth, Market Cap, Return on Equity.
Bear Case : KMX
The primary concerns for KMX are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.05 is elevated, increasing financial risk. Thin 0.8% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACVA profiles as a turnaround stock while KMX is a value play — different risk/reward profiles.
ACVA carries more volatility with a beta of 1.82 — expect wider price swings.
ACVA is growing revenue faster at 11.8% — sustainability is the question.
ACVA generates stronger free cash flow (75M), providing more financial flexibility.
Bottom Line
KMX scores higher overall (53/100 vs 34/100). ACVA offers better value entry with a 56.7% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ACV Auctions Inc.
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
ACV Auctions, Inc., operates a digital marketplace that connects buyers and sellers for online wholesale vehicle auctions. The company is headquartered in Buffalo, New York.
CarMax Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
CarMax is a used vehicle retailer based in the United States. It operates two business segments: CarMax Sales Operations and CarMax Auto Finance.
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