WallStSmart

ACI Worldwide Inc (ACIW)vsLG Display Co Ltd (LPL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LG Display Co Ltd generates 1411361% more annual revenue ($25.28T vs $1.79B). ACIW leads profitability with a 11.5% profit margin vs -0.3%. ACIW appears more attractively valued with a PEG of 1.78. ACIW earns a higher WallStSmart Score of 50/100 (C-).

ACIW

Buy

50

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.7Quality: 6.5
Piotroski: 5/9Altman Z: 2.50

LPL

Avoid

32

out of 100

Grade: F

Growth: 2.0Profit: 3.0Value: 4.0Quality: 3.5
Piotroski: 5/9Altman Z: 1.17
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACIWUndervalued (+45.4%)

Margin of Safety

+45.4%

Fair Value

$73.85

Current Price

$42.80

$31.05 discount

UndervaluedFair: $73.85Overvalued

Intrinsic value data unavailable for LPL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACIW1 strengths · Avg: 8.0/10
Price/BookValuation
2.9x8/10

Reasonable price relative to book value

LPL1 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Areas to Watch

ACIW2 concerns · Avg: 3.0/10
PEG RatioValuation
1.784/10

Expensive relative to growth rate

EPS GrowthGrowth
-32.7%2/10

Earnings declined 32.7%

LPL4 concerns · Avg: 2.3/10
Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

PEG RatioValuation
6.562/10

Expensive relative to growth rate

Return on EquityProfitability
-1.3%2/10

ROE of -1.3% — below average capital efficiency

Revenue GrowthGrowth
-8.8%2/10

Revenue declined 8.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACIW

The strongest argument for ACIW centers on Price/Book.

Bull Case : LPL

The strongest argument for LPL centers on Price/Book.

Bear Case : ACIW

The primary concerns for ACIW are PEG Ratio, EPS Growth.

Bear Case : LPL

The primary concerns for LPL are Operating Margin, PEG Ratio, Return on Equity. Debt-to-equity of 2.14 is elevated, increasing financial risk.

Key Dynamics to Monitor

ACIW profiles as a value stock while LPL is a turnaround play — different risk/reward profiles.

LPL carries more volatility with a beta of 1.24 — expect wider price swings.

ACIW is growing revenue faster at 7.9% — sustainability is the question.

ACIW generates stronger free cash flow (61M), providing more financial flexibility.

Bottom Line

ACIW scores higher overall (50/100 vs 32/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ACI Worldwide Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

ACI Worldwide, Inc., a software company, develops, markets, installs and supports a variety of software products and solutions to facilitate electronic payments to banks, financial intermediaries, merchants and invoice issuers globally. The company is headquartered in Naples, Florida.

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LG Display Co Ltd

TECHNOLOGY · CONSUMER ELECTRONICS · USA

LG Display Co., Ltd. is dedicated to the design, manufacture and sale of thin film transistor liquid crystal displays (TFT-LCD) and display panels based on organic light emitting diode (OLED) technology. The company is headquartered in Seoul, South Korea.

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