Arch Capital Group Ltd. (ACGL)vsOxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031 (OXLCM)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
OXLCM
Oxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031
$25.40
-0.16%
FINANCIAL SERVICES · Cap: $466.23M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 6346% more annual revenue ($19.78B vs $306.79M). OXLCM leads profitability with a 76.6% profit margin vs 24.6%. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
OXLCM
Buy65
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Keeps 77 of every $100 in revenue as profit
Strong operational efficiency at 71.7%
Earnings expanding 509.0% YoY
Revenue surging 20.7% year-over-year
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
ROE of -52.0% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : OXLCM
The strongest argument for OXLCM centers on Profit Margin, Operating Margin, EPS Growth. Profitability is solid with margins at 76.6% and operating margin at 71.7%. Revenue growth of 20.7% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : OXLCM
The primary concerns for OXLCM are Market Cap, Piotroski F-Score, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while OXLCM is a growth play — different risk/reward profiles.
OXLCM carries more volatility with a beta of 1.14 — expect wider price swings.
OXLCM is growing revenue faster at 20.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 65/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Oxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Oxford Lane Capital Corp.
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