WallStSmart

Oxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031 (OXLCM)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 11275% more annual revenue ($34.90B vs $306.79M). OXLCM leads profitability with a 76.6% profit margin vs 8.8%. OXLCM earns a higher WallStSmart Score of 65/100 (C+).

OXLCM

Buy

65

out of 100

Grade: C+

Growth: 7.7Profit: 7.5Value: 5.0Quality: 6.3
Piotroski: 3/9

SLF

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 5.7Quality: 6.0
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

OXLCM4 strengths · Avg: 9.5/10
Profit MarginProfitability
76.6%10/10

Keeps 77 of every $100 in revenue as profit

Operating MarginProfitability
71.7%10/10

Strong operational efficiency at 71.7%

EPS GrowthGrowth
509.0%10/10

Earnings expanding 509.0% YoY

Revenue GrowthGrowth
20.7%8/10

Revenue surging 20.7% year-over-year

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.11B8/10

Generating 4.1B in free cash flow

Areas to Watch

OXLCM3 concerns · Avg: 2.7/10
Market CapQuality
$466.23M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-52.0%2/10

ROE of -52.0% — below average capital efficiency

SLF2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : OXLCM

The strongest argument for OXLCM centers on Profit Margin, Operating Margin, EPS Growth. Profitability is solid with margins at 76.6% and operating margin at 71.7%. Revenue growth of 20.7% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, Free Cash Flow. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : OXLCM

The primary concerns for OXLCM are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

OXLCM profiles as a growth stock while SLF is a value play — different risk/reward profiles.

OXLCM carries more volatility with a beta of 1.14 — expect wider price swings.

OXLCM is growing revenue faster at 20.7% — sustainability is the question.

SLF generates stronger free cash flow (4.1B), providing more financial flexibility.

Bottom Line

OXLCM scores higher overall (65/100 vs 51/100), backed by strong 76.6% margins and 20.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oxford Lane Capital Corp. Preferred Stock Shares, 8.25% Series 2031

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Oxford Lane Capital Corp.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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