Arch Capital Group Ltd. (ACGL)vsLazard Ltd (LAZ)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
LAZ
Lazard Ltd
$46.36
-4.51%
FINANCIAL SERVICES · Cap: $4.30B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 518% more annual revenue ($19.78B vs $3.20B). ACGL leads profitability with a 24.6% profit margin vs 8.7%. LAZ appears more attractively valued with a PEG of 1.00. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
LAZ
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Every $100 of equity generates 31 in profit
Earnings expanding 62.5% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
15.4% revenue growth
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Weak financial health signals
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : LAZ
The strongest argument for LAZ centers on Return on Equity, EPS Growth, PEG Ratio. Revenue growth of 15.4% demonstrates continued momentum. PEG of 1.00 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : LAZ
The primary concerns for LAZ are Piotroski F-Score, Free Cash Flow, Debt/Equity. Debt-to-equity of 2.45 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while LAZ is a growth play — different risk/reward profiles.
LAZ carries more volatility with a beta of 1.41 — expect wider price swings.
LAZ is growing revenue faster at 15.4% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 70/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Lazard Ltd
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Lazard Ltd, is a financial advisory and asset management firm in North America, Europe, Asia, Australia, and Central and South America. The company is headquartered in Hamilton, Bermuda.
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