Arch Capital Group Ltd. (ACGL)vsGolub Capital BDC Inc (GBDC)
ACGL
Arch Capital Group Ltd.
$94.95
-0.87%
FINANCIAL SERVICES · Cap: $33.06B
GBDC
Golub Capital BDC Inc
$12.55
+0.08%
FINANCIAL SERVICES · Cap: $3.26B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 2302% more annual revenue ($19.23B vs $800.71M). ACGL leads profitability with a 24.4% profit margin vs 21.4%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
GBDC
Buy58
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 77.9%
Keeps 21 of every $100 in revenue as profit
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
ROE of 5.5% — below average capital efficiency
Elevated debt levels
Revenue declined 14.0%
Earnings declined 35.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : GBDC
The strongest argument for GBDC centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 21.4% and operating margin at 77.9%. PEG of 1.40 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : GBDC
The primary concerns for GBDC are Return on Equity, Debt/Equity, Revenue Growth.
Key Dynamics to Monitor
GBDC carries more volatility with a beta of 0.42 — expect wider price swings.
ACGL is growing revenue faster at -10.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (67/100 vs 58/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Golub Capital BDC Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Golub Capital BDC Inc (ticker: GBDC) is a prominent business development company dedicated to delivering tailored financing solutions for middle-market enterprises, which play a crucial role in the economy. Since its inception in 2001 and subsequent public listing in 2013, GBDC has strategically focused on investing in senior secured loans to cultivate a well-diversified investment portfolio that aims to generate attractive risk-adjusted returns. The company leverages its extensive industry expertise and stringent credit risk management practices to support the growth of its portfolio companies effectively. For institutional investors seeking to diversify their portfolios with a dependable alternative investment, Golub Capital presents a compelling opportunity backed by its strong operational framework and commitment to sustained financial performance.
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