Arch Capital Group Ltd. (ACGL)vsPrimis Financial Corp (FRST)
ACGL
Arch Capital Group Ltd.
$98.03
+0.76%
FINANCIAL SERVICES · Cap: $34.28B
FRST
Primis Financial Corp
$16.67
+0.48%
FINANCIAL SERVICES · Cap: $404.28M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 8899% more annual revenue ($19.23B vs $213.71M). FRST leads profitability with a 24.8% profit margin vs 24.4%. FRST trades at a lower P/E of 7.5x. FRST earns a higher WallStSmart Score of 77/100 (B+).
ACGL
Strong Buy67
out of 100
Grade: B-
FRST
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 2.5B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 44.2% year-over-year
Earnings expanding 285.2% YoY
Keeps 25 of every $100 in revenue as profit
Strong operational efficiency at 25.8%
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Smaller company, higher risk/reward
Elevated debt levels
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FRST
The strongest argument for FRST centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 24.8% and operating margin at 25.8%. Revenue growth of 44.2% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : FRST
The primary concerns for FRST are Market Cap, Debt/Equity, Free Cash Flow.
Key Dynamics to Monitor
ACGL profiles as a declining stock while FRST is a growth play — different risk/reward profiles.
FRST carries more volatility with a beta of 0.72 — expect wider price swings.
FRST is growing revenue faster at 44.2% — sustainability is the question.
ACGL generates stronger free cash flow (2.5B), providing more financial flexibility.
Bottom Line
FRST scores higher overall (77/100 vs 67/100), backed by strong 24.8% margins and 44.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Primis Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Primis Financial Corp. The company is headquartered in McLean, Virginia.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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