Arch Capital Group Ltd. (ACGL)vsFifth Third Bancorp (FITB)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
FITB
Fifth Third Bancorp
$52.01
+0.41%
FINANCIAL SERVICES · Cap: $48.42B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 120% more annual revenue ($19.78B vs $9.00B). ACGL leads profitability with a 24.6% profit margin vs 24.1%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
FITB
Buy58
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Revenue surging 33.0% year-over-year
Keeps 24 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 6.4% — below average capital efficiency
Earnings declined 78.9%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FITB
The strongest argument for FITB centers on Price/Book, Revenue Growth, Profit Margin. Profitability is solid with margins at 24.1% and operating margin at 8.0%. Revenue growth of 33.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : FITB
The primary concerns for FITB are PEG Ratio, Return on Equity, EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while FITB is a growth play — different risk/reward profiles.
FITB carries more volatility with a beta of 0.95 — expect wider price swings.
FITB is growing revenue faster at 33.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 58/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Fifth Third Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Fifth Third Bank is a bank headquartered in Cincinnati, Ohio, at Fifth Third Center. It is the principal subsidiary of Fifth Third Bancorp, a diversified bank holding company.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?