Arch Capital Group Ltd. (ACGL)vsFifth Third Bancorp (FITB)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
FITB
Fifth Third Bancorp
$54.72
+0.53%
FINANCIAL SERVICES · Cap: $49.43B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 91% more annual revenue ($19.23B vs $10.10B). ACGL leads profitability with a 24.4% profit margin vs 23.2%. ACGL appears more attractively valued with a PEG of 1.06. FITB earns a higher WallStSmart Score of 68/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
FITB
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Strong operational efficiency at 39.1%
Revenue surging 51.8% year-over-year
Keeps 23 of every $100 in revenue as profit
Reasonable price relative to book value
Generating 2.6B in free cash flow
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 6.8% — below average capital efficiency
Earnings declined 5.7%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FITB
The strongest argument for FITB centers on Operating Margin, Revenue Growth, Profit Margin. Profitability is solid with margins at 23.2% and operating margin at 39.1%. Revenue growth of 51.8% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : FITB
The primary concerns for FITB are PEG Ratio, Return on Equity, EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while FITB is a growth play — different risk/reward profiles.
FITB carries more volatility with a beta of 0.91 — expect wider price swings.
FITB is growing revenue faster at 51.8% — sustainability is the question.
FITB generates stronger free cash flow (2.6B), providing more financial flexibility.
Bottom Line
FITB scores higher overall (68/100 vs 67/100), backed by strong 23.2% margins and 51.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Fifth Third Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Fifth Third Bank is a bank headquartered in Cincinnati, Ohio, at Fifth Third Center. It is the principal subsidiary of Fifth Third Bancorp, a diversified bank holding company.
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