WallStSmart

Fifth Third Bancorp (FITB)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 288% more annual revenue ($34.90B vs $9.00B). FITB leads profitability with a 24.1% profit margin vs 8.8%. SLF appears more attractively valued with a PEG of 1.42. FITB earns a higher WallStSmart Score of 58/100 (C).

FITB

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 5.5Value: 5.7Quality: 6.5
Piotroski: 6/9Altman Z: 0.17

SLF

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 5.7Quality: 6.0
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FITB4 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
33.0%10/10

Revenue surging 33.0% year-over-year

Profit MarginProfitability
24.1%9/10

Keeps 24 of every $100 in revenue as profit

P/E RatioValuation
18.0x8/10

Attractively priced relative to earnings

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.11B8/10

Generating 4.1B in free cash flow

Areas to Watch

FITB4 concerns · Avg: 2.8/10
PEG RatioValuation
2.044/10

Expensive relative to growth rate

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

EPS GrowthGrowth
-78.9%2/10

Earnings declined 78.9%

Free Cash FlowQuality
$-1.25B2/10

Negative free cash flow — burning cash

SLF2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : FITB

The strongest argument for FITB centers on Price/Book, Revenue Growth, Profit Margin. Profitability is solid with margins at 24.1% and operating margin at 8.0%. Revenue growth of 33.0% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, Free Cash Flow. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : FITB

The primary concerns for FITB are PEG Ratio, Return on Equity, EPS Growth.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

FITB profiles as a growth stock while SLF is a value play — different risk/reward profiles.

FITB carries more volatility with a beta of 0.95 — expect wider price swings.

FITB is growing revenue faster at 33.0% — sustainability is the question.

SLF generates stronger free cash flow (4.1B), providing more financial flexibility.

Bottom Line

FITB scores higher overall (58/100 vs 51/100), backed by strong 24.1% margins and 33.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fifth Third Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Fifth Third Bank is a bank headquartered in Cincinnati, Ohio, at Fifth Third Center. It is the principal subsidiary of Fifth Third Bancorp, a diversified bank holding company.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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