WallStSmart

Arch Capital Group Ltd (ACGL)vsAxa Equitable Holdings Inc (EQH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 71% more annual revenue ($19.93B vs $11.67B). ACGL leads profitability with a 22.1% profit margin vs -11.8%. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

EQH

Avoid

31

out of 100

Grade: F

Growth: 2.0Profit: 3.0Value: 5.0Quality: 7.8
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

EQH1 strengths · Avg: 10.0/10
Debt/EquityHealth
-52.1610/10

Conservative balance sheet, low leverage

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

EQH4 concerns · Avg: 2.0/10
Return on EquityProfitability
-38.9%2/10

ROE of -38.9% — below average capital efficiency

Revenue GrowthGrowth
-14.2%2/10

Revenue declined 14.2%

EPS GrowthGrowth
-74.4%2/10

Earnings declined 74.4%

Free Cash FlowQuality
$-96.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : EQH

The strongest argument for EQH centers on Debt/Equity.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : EQH

The primary concerns for EQH are Return on Equity, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

ACGL profiles as a mature stock while EQH is a turnaround play — different risk/reward profiles.

EQH carries more volatility with a beta of 1.11 — expect wider price swings.

ACGL is growing revenue faster at 8.5% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 31/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Axa Equitable Holdings Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Equitable Holdings, Inc. is a globally diversified financial services company. The company is headquartered in New York, New York.

Visit Website →

Want to dig deeper into these stocks?