Arbor Realty Trust (ABR)vsAnnaly Capital Management, Inc. (NLY)
ABR
Arbor Realty Trust
$5.25
-5.58%
REAL ESTATE · Cap: $1.20B
NLY
Annaly Capital Management, Inc.
$21.22
-0.24%
REAL ESTATE · Cap: $16.12B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 372% more annual revenue ($2.50B vs $530.42M). NLY leads profitability with a 87.4% profit margin vs 22.4%. ABR appears more attractively valued with a PEG of 1.65. NLY earns a higher WallStSmart Score of 77/100 (B+).
ABR
Buy53
out of 100
Grade: C-
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.0%
Fair Value
$44.70
Current Price
$5.25
$39.45 discount
Margin of Safety
-37.9%
Fair Value
$16.54
Current Price
$21.22
$4.68 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 87 of every $100 in revenue as profit
Strong operational efficiency at 81.0%
Revenue surging 48.8% year-over-year
Earnings expanding 122.5% YoY
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 4.2% — below average capital efficiency
Revenue declined 10.3%
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ABR
The strongest argument for ABR centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 22.4% and operating margin at 18.8%.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 87.4% and operating margin at 81.0%. Revenue growth of 48.8% demonstrates continued momentum.
Bear Case : ABR
The primary concerns for ABR are PEG Ratio, Market Cap, Return on Equity. Debt-to-equity of 3.96 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 7.18 is elevated, increasing financial risk.
Key Dynamics to Monitor
ABR profiles as a declining stock while NLY is a growth play — different risk/reward profiles.
NLY carries more volatility with a beta of 1.25 — expect wider price swings.
NLY is growing revenue faster at 48.8% — sustainability is the question.
ABR generates stronger free cash flow (-24M), providing more financial flexibility.
Bottom Line
NLY scores higher overall (77/100 vs 53/100), backed by strong 87.4% margins and 48.8% revenue growth. ABR offers better value entry with a 83.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arbor Realty Trust
REAL ESTATE · REIT - MORTGAGE · USA
Arbor Realty Trust, Inc. invests in a diversified portfolio of structured financial assets in the commercial, single-family, and multi-family real estate markets in the United States. The company is headquartered in Uniondale, New York.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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