WallStSmart

Apple Inc (AAPL)vsUnity Software Inc (U)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 24307% more annual revenue ($451.44B vs $1.85B). AAPL leads profitability with a 27.2% profit margin vs -21.8%. AAPL earns a higher WallStSmart Score of 67/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 3.7Quality: 5.5
Piotroski: 7/9Altman Z: 2.42

U

Avoid

32

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 0.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

UUndervalued (+56.8%)

Margin of Safety

+56.8%

Fair Value

$45.46

Current Price

$28.16

$17.30 discount

UndervaluedFair: $45.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.22T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
141.5%10/10

Every $100 of equity generates 142 in profit

Operating MarginProfitability
32.3%10/10

Strong operational efficiency at 32.3%

Free Cash FlowQuality
$26.73B10/10

Generating 26.7B in free cash flow

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

U0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

AAPL4 concerns · Avg: 2.8/10
P/E RatioValuation
34.8x4/10

Premium valuation, high expectations priced in

Debt/EquityHealth
1.033/10

Elevated debt levels

PEG RatioValuation
2.522/10

Expensive relative to growth rate

Price/BookValuation
48.9x2/10

Trading at 48.9x book value

U4 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-11.6%2/10

ROE of -11.6% — below average capital efficiency

Altman Z-ScoreHealth
0.072/10

Distress zone — elevated risk

Profit MarginProfitability
-21.8%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 32.3%. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : U

Revenue growth of 10.1% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are P/E Ratio, Debt/Equity, PEG Ratio.

Bear Case : U

The primary concerns for U are EPS Growth, Return on Equity, Altman Z-Score.

Key Dynamics to Monitor

AAPL profiles as a growth stock while U is a turnaround play — different risk/reward profiles.

U carries more volatility with a beta of 2.04 — expect wider price swings.

AAPL is growing revenue faster at 16.6% — sustainability is the question.

AAPL generates stronger free cash flow (26.7B), providing more financial flexibility.

Bottom Line

AAPL scores higher overall (67/100 vs 32/100), backed by strong 27.2% margins and 16.6% revenue growth. U offers better value entry with a 56.8% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Unity Software Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Unity Software Inc. operates a real-time 3D development platform. The company is headquartered in San Francisco, California.

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