WallStSmart

Apple Inc (AAPL)vsAMTD Digital Inc. (HKD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 319974% more annual revenue ($435.62B vs $136.10M). HKD leads profitability with a 40.2% profit margin vs 27.0%. HKD trades at a lower P/E of 9.4x. HKD earns a higher WallStSmart Score of 70/100 (B).

AAPL

Buy

65

out of 100

Grade: C+

Growth: 6.7Profit: 10.0Value: 4.3Quality: 5.5
Piotroski: 7/9Altman Z: 2.42

HKD

Strong Buy

70

out of 100

Grade: B

Growth: 7.3Profit: 9.0Value: 8.3Quality: 2.5
Piotroski: 1/9Altman Z: 1.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

HKDUndervalued (+81.9%)

Margin of Safety

+81.9%

Fair Value

$8.30

Current Price

$1.66

$6.64 discount

UndervaluedFair: $8.30Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$3.98T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
152.0%10/10

Every $100 of equity generates 152 in profit

Operating MarginProfitability
35.4%10/10

Strong operational efficiency at 35.4%

Free Cash FlowQuality
$51.55B10/10

Generating 51.6B in free cash flow

Profit MarginProfitability
27.0%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

HKD6 strengths · Avg: 9.8/10
P/E RatioValuation
9.4x10/10

Attractively priced relative to earnings

Profit MarginProfitability
40.2%10/10

Keeps 40 of every $100 in revenue as profit

Operating MarginProfitability
60.5%10/10

Strong operational efficiency at 60.5%

Revenue GrowthGrowth
340.9%10/10

Revenue surging 340.9% year-over-year

EPS GrowthGrowth
81.0%10/10

Earnings expanding 81.0% YoY

Return on EquityProfitability
25.4%9/10

Every $100 of equity generates 25 in profit

Areas to Watch

AAPL4 concerns · Avg: 3.3/10
PEG RatioValuation
2.434/10

Expensive relative to growth rate

P/E RatioValuation
34.4x4/10

Premium valuation, high expectations priced in

Debt/EquityHealth
1.033/10

Elevated debt levels

Price/BookValuation
45.2x2/10

Trading at 45.2x book value

HKD4 concerns · Avg: 2.3/10
Market CapQuality
$531.13M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.042/10

Distress zone — elevated risk

Debt/EquityHealth
14.091/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.0% and operating margin at 35.4%. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : HKD

The strongest argument for HKD centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 40.2% and operating margin at 60.5%. Revenue growth of 340.9% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Debt/Equity.

Bear Case : HKD

The primary concerns for HKD are Market Cap, Piotroski F-Score, Altman Z-Score. Debt-to-equity of 14.09 is elevated, increasing financial risk.

Key Dynamics to Monitor

HKD carries more volatility with a beta of 2.00 — expect wider price swings.

HKD is growing revenue faster at 340.9% — sustainability is the question.

AAPL generates stronger free cash flow (51.6B), providing more financial flexibility.

Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HKD scores higher overall (70/100 vs 65/100), backed by strong 40.2% margins and 340.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

Visit Website →

AMTD Digital Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

AMTD Digital Inc. designs and develops a digital platform to provide financial, media, content and marketing, and investment solutions.

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