WallStSmart

Apple Inc (AAPL)vsAGM Group Holdings Inc Class A (AGMH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 897585% more annual revenue ($435.62B vs $48.53M). AGMH leads profitability with a 31.4% profit margin vs 27.0%. AGMH trades at a lower P/E of 0.0x. AAPL earns a higher WallStSmart Score of 65/100 (C+).

AAPL

Buy

65

out of 100

Grade: C+

Growth: 6.7Profit: 10.0Value: 4.3Quality: 5.5
Piotroski: 7/9Altman Z: 2.42

AGMH

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 8.0Value: 6.7Quality: 7.0
Piotroski: 5/9Altman Z: 1.55

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$3.98T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
152.0%10/10

Every $100 of equity generates 152 in profit

Operating MarginProfitability
35.4%10/10

Strong operational efficiency at 35.4%

Free Cash FlowQuality
$51.55B10/10

Generating 51.6B in free cash flow

Profit MarginProfitability
27.0%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

AGMH6 strengths · Avg: 10.0/10
P/E RatioValuation
0.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Return on EquityProfitability
95.3%10/10

Every $100 of equity generates 95 in profit

Profit MarginProfitability
31.4%10/10

Keeps 31 of every $100 in revenue as profit

Revenue GrowthGrowth
430.7%10/10

Revenue surging 430.7% year-over-year

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Areas to Watch

AAPL4 concerns · Avg: 3.3/10
PEG RatioValuation
2.434/10

Expensive relative to growth rate

P/E RatioValuation
34.4x4/10

Premium valuation, high expectations priced in

Debt/EquityHealth
1.033/10

Elevated debt levels

Price/BookValuation
45.2x2/10

Trading at 45.2x book value

AGMH4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.554/10

Distress zone — elevated risk

Market CapQuality
$1.86M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-2.6%2/10

Earnings declined 2.6%

Free Cash FlowQuality
$-2.79M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.0% and operating margin at 35.4%. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : AGMH

The strongest argument for AGMH centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 31.4% and operating margin at -1.6%. Revenue growth of 430.7% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Debt/Equity.

Bear Case : AGMH

The primary concerns for AGMH are Altman Z-Score, Market Cap, EPS Growth.

Key Dynamics to Monitor

AGMH carries more volatility with a beta of 2.45 — expect wider price swings.

AGMH is growing revenue faster at 430.7% — sustainability is the question.

AAPL generates stronger free cash flow (51.6B), providing more financial flexibility.

Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AAPL scores higher overall (65/100 vs 59/100), backed by strong 27.0% margins and 15.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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AGM Group Holdings Inc Class A

TECHNOLOGY · COMPUTER HARDWARE · USA

AGM Group Holdings Inc. is a software company in the People's Republic of China. The company is headquartered in Wan Chai, Hong Kong.

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