WallStSmart

Atlantic American Corporation (AAME)vsPrudential Financial, Inc. (PRU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Prudential Financial, Inc. generates 31225% more annual revenue ($65.22B vs $208.22M). PRU leads profitability with a 6.0% profit margin vs 2.5%. PRU appears more attractively valued with a PEG of 0.71. PRU earns a higher WallStSmart Score of 72/100 (B).

AAME

Hold

45

out of 100

Grade: D

Growth: 4.0Profit: 4.0Value: 6.3Quality: 4.5
Piotroski: 4/9Altman Z: 0.93

PRU

Strong Buy

72

out of 100

Grade: B

Growth: 6.7Profit: 5.0Value: 7.7Quality: 5.0
Piotroski: 4/9Altman Z: 0.05

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAME3 strengths · Avg: 9.3/10
P/E RatioValuation
5.7x10/10

Attractively priced relative to earnings

Price/BookValuation
0.2x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
20.8%8/10

Revenue surging 20.8% year-over-year

PRU5 strengths · Avg: 9.2/10
P/E RatioValuation
10.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
89.2%10/10

Earnings expanding 89.2% YoY

PEG RatioValuation
0.718/10

Growing faster than its price suggests

Free Cash FlowQuality
$2.35B8/10

Generating 2.3B in free cash flow

Areas to Watch

AAME4 concerns · Avg: 3.3/10
PEG RatioValuation
2.434/10

Expensive relative to growth rate

Market CapQuality
$26.52M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.7%3/10

ROE of 4.7% — below average capital efficiency

Profit MarginProfitability
2.5%3/10

2.5% margin — thin

PRU2 concerns · Avg: 2.5/10
Profit MarginProfitability
6.0%3/10

6.0% margin — thin

Altman Z-ScoreHealth
0.052/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AAME

The strongest argument for AAME centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 20.8% demonstrates continued momentum.

Bull Case : PRU

The strongest argument for PRU centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 14.1% demonstrates continued momentum. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bear Case : AAME

The primary concerns for AAME are PEG Ratio, Market Cap, Return on Equity. Thin 2.5% margins leave little buffer for downturns.

Bear Case : PRU

The primary concerns for PRU are Profit Margin, Altman Z-Score.

Key Dynamics to Monitor

AAME profiles as a growth stock while PRU is a value play — different risk/reward profiles.

PRU carries more volatility with a beta of 0.82 — expect wider price swings.

AAME is growing revenue faster at 20.8% — sustainability is the question.

PRU generates stronger free cash flow (2.3B), providing more financial flexibility.

Bottom Line

PRU scores higher overall (72/100 vs 45/100) and 14.1% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Atlantic American Corporation

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Atlantic American Corporation provides life and health insurance and property and casualty products in the United States. The company is headquartered in Atlanta, Georgia.

Prudential Financial, Inc.

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.

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