WallStSmart

ATA Creativity Global (AACG)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 906% more annual revenue ($2.82B vs $279.90M). TAL leads profitability with a 9.9% profit margin vs -3.0%. TAL appears more attractively valued with a PEG of 0.46. TAL earns a higher WallStSmart Score of 68/100 (B-).

AACG

Hold

43

out of 100

Grade: D

Growth: 6.7Profit: 2.0Value: 6.7Quality: 5.0

TAL

Strong Buy

68

out of 100

Grade: B-

Growth: 5.3Profit: 5.0Value: 10.0Quality: 6.3
Piotroski: 3/9Altman Z: 2.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AACG.

TALUndervalued (+47.1%)

Margin of Safety

+47.1%

Fair Value

$22.46

Current Price

$11.30

$11.16 discount

UndervaluedFair: $22.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AACG2 strengths · Avg: 9.0/10
EPS GrowthGrowth
58.5%10/10

Earnings expanding 58.5% YoY

PEG RatioValuation
0.628/10

Growing faster than its price suggests

TAL3 strengths · Avg: 8.7/10
PEG RatioValuation
0.4610/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
27.0%8/10

Revenue surging 27.0% year-over-year

Areas to Watch

AACG4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Market CapQuality
$32.73M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-13.6%2/10

ROE of -13.6% — below average capital efficiency

Profit MarginProfitability
-3.0%1/10

Currently unprofitable

TAL2 concerns · Avg: 3.0/10
Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AACG

The strongest argument for AACG centers on EPS Growth, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : TAL

The strongest argument for TAL centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 27.0% demonstrates continued momentum. PEG of 0.46 suggests the stock is reasonably priced for its growth.

Bear Case : AACG

The primary concerns for AACG are Revenue Growth, Market Cap, Return on Equity.

Bear Case : TAL

The primary concerns for TAL are Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

AACG profiles as a turnaround stock while TAL is a growth play — different risk/reward profiles.

AACG carries more volatility with a beta of 0.76 — expect wider price swings.

TAL is growing revenue faster at 27.0% — sustainability is the question.

Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TAL scores higher overall (68/100 vs 43/100) and 27.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ATA Creativity Global

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

ATA Creativity Global, provides educational services to individual students through its network of training centers in China. The company is headquartered in Beijing, China.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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