WallStSmart

Wells Fargo & Company (WFC)vsTerawulf Inc (WULF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Wells Fargo & Company generates 50160% more annual revenue ($83.03B vs $165.19M). WFC leads profitability with a 27.2% profit margin vs 0.0%. WFC earns a higher WallStSmart Score of 76/100 (B+).

WFC

Strong Buy

76

out of 100

Grade: B+

Growth: 7.3Profit: 7.5Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: -0.38

WULF

Avoid

22

out of 100

Grade: F

Growth: 5.3Profit: 2.5Value: 5.0Quality: 2.0
Piotroski: 1/9Altman Z: -0.14

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

WFC6 strengths · Avg: 8.8/10
Market CapQuality
$273.04B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
37.4%10/10

Strong operational efficiency at 37.4%

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

P/E RatioValuation
13.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

WULF0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

WFC3 concerns · Avg: 2.3/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.382/10

Distress zone — elevated risk

Debt/EquityHealth
2.551/10

Elevated debt levels

WULF4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Price/BookValuation
57.8x2/10

Trading at 57.8x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : WFC

The strongest argument for WFC centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 27.2% and operating margin at 37.4%.

Bull Case : WULF

WULF has a balanced fundamental profile.

Bear Case : WFC

The primary concerns for WFC are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.55 is elevated, increasing financial risk.

Bear Case : WULF

The primary concerns for WULF are EPS Growth, Profit Margin, Piotroski F-Score. Debt-to-equity of 35.56 is elevated, increasing financial risk.

Key Dynamics to Monitor

WFC profiles as a mature stock while WULF is a value play — different risk/reward profiles.

WULF carries more volatility with a beta of 4.25 — expect wider price swings.

WFC is growing revenue faster at 9.5% — sustainability is the question.

WFC generates stronger free cash flow (6.8B), providing more financial flexibility.

Bottom Line

WFC scores higher overall (76/100 vs 22/100), backed by strong 27.2% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Wells Fargo & Company

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.

Terawulf Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Terawulf Inc. is a bitcoin mining company. The company is headquartered in Easton, Maryland.

Visit Website →

Want to dig deeper into these stocks?