UnitedHealth Group Incorporated (UNH)vsViking Holdings Ltd (VIK)
UNH
UnitedHealth Group Incorporated
$399.47
+0.36%
HEALTHCARE · Cap: $373.28B
VIK
Viking Holdings Ltd
$89.94
+2.60%
CONSUMER CYCLICAL · Cap: $42.31B
Smart Verdict
WallStSmart Research — data-driven comparison
UnitedHealth Group Incorporated generates 6654% more annual revenue ($449.71B vs $6.66B). VIK leads profitability with a 18.0% profit margin vs 2.7%. UNH trades at a lower P/E of 30.8x. VIK earns a higher WallStSmart Score of 57/100 (C).
UNH
Buy54
out of 100
Grade: C-
VIK
Buy57
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-26.9%
Fair Value
$321.13
Current Price
$399.47
$78.34 premium
Intrinsic value data unavailable for VIK.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Generating 8.1B in free cash flow
Every $100 of equity generates 112 in profit
Earnings expanding 226.6% YoY
17.5% revenue growth
Areas to Watch
Premium valuation, high expectations priced in
2.0% revenue growth
0.7% earnings growth
2.7% margin — thin
Premium valuation, high expectations priced in
Operating margin of 1.1%
Trading at 38.6x book value
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : UNH
The strongest argument for UNH centers on Market Cap, Free Cash Flow. PEG of 1.42 suggests the stock is reasonably priced for its growth.
Bull Case : VIK
The strongest argument for VIK centers on Return on Equity, EPS Growth, Revenue Growth. Profitability is solid with margins at 18.0% and operating margin at 1.1%. Revenue growth of 17.5% demonstrates continued momentum.
Bear Case : UNH
The primary concerns for UNH are P/E Ratio, Revenue Growth, EPS Growth. Thin 2.7% margins leave little buffer for downturns.
Bear Case : VIK
The primary concerns for VIK are P/E Ratio, Operating Margin, Price/Book.
Key Dynamics to Monitor
UNH profiles as a value stock while VIK is a growth play — different risk/reward profiles.
VIK carries more volatility with a beta of 1.59 — expect wider price swings.
VIK is growing revenue faster at 17.5% — sustainability is the question.
UNH generates stronger free cash flow (8.1B), providing more financial flexibility.
Bottom Line
VIK scores higher overall (57/100 vs 54/100), backed by strong 18.0% margins and 17.5% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
UnitedHealth Group Incorporated
HEALTHCARE · HEALTHCARE PLANS · USA
UnitedHealth Group Incorporated is an American for-profit multinational managed healthcare and insurance company based in Minnetonka, Minnesota. It offers health care products and insurance services. In 2020, it was the second-largest healthcare company (behind CVS Health) by revenue with $257.1 billion, and the largest insurance company by net premiums. UnitedHealthcare revenues comprise 80% of the Group's overall revenue.
Visit Website →Viking Holdings Ltd
CONSUMER CYCLICAL · TRAVEL SERVICES · USA
Viking Holdings Ltd engages in the passenger shipping and other forms of passenger transport in North America, the United Kingdom, and internationally. The company is headquartered in Pembroke, Bermuda.
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