WallStSmart

Talkspace Inc (TALK)vsTempus AI, Inc. Class A Common Stock (TEM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Tempus AI, Inc. Class A Common Stock generates 456% more annual revenue ($1.27B vs $228.87M). TALK leads profitability with a 3.4% profit margin vs -19.3%. TALK earns a higher WallStSmart Score of 45/100 (D).

TALK

Hold

45

out of 100

Grade: D

Growth: 7.3Profit: 4.5Value: 3.0Quality: 7.8
Piotroski: 4/9Altman Z: 3.95

TEM

Avoid

31

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 5.0Quality: 5.5
Piotroski: 6/9Altman Z: -2.16
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TALKSignificantly Overvalued (-102.1%)

Margin of Safety

-102.1%

Fair Value

$1.87

Current Price

$5.13

$3.26 premium

UndervaluedFair: $1.87Overvalued

Intrinsic value data unavailable for TEM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TALK2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.9510/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
29.3%8/10

Revenue surging 29.3% year-over-year

TEM1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
83.0%10/10

Revenue surging 83.0% year-over-year

Areas to Watch

TALK4 concerns · Avg: 3.3/10
EPS GrowthGrowth
1.8%4/10

1.8% earnings growth

Market CapQuality
$857.10M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.7%3/10

ROE of 6.7% — below average capital efficiency

Profit MarginProfitability
3.4%3/10

3.4% margin — thin

TEM4 concerns · Avg: 3.0/10
Price/BookValuation
16.9x4/10

Trading at 16.9x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-89.5%2/10

ROE of -89.5% — below average capital efficiency

Free Cash FlowQuality
$-51.78M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : TALK

The strongest argument for TALK centers on Altman Z-Score, Revenue Growth. Revenue growth of 29.3% demonstrates continued momentum.

Bull Case : TEM

The strongest argument for TEM centers on Revenue Growth. Revenue growth of 83.0% demonstrates continued momentum.

Bear Case : TALK

The primary concerns for TALK are EPS Growth, Market Cap, Return on Equity. A P/E of 128.3x leaves little room for execution misses. Thin 3.4% margins leave little buffer for downturns.

Bear Case : TEM

The primary concerns for TEM are Price/Book, EPS Growth, Return on Equity. Debt-to-equity of 2.63 is elevated, increasing financial risk.

Key Dynamics to Monitor

TALK profiles as a growth stock while TEM is a hypergrowth play — different risk/reward profiles.

TEM is growing revenue faster at 83.0% — sustainability is the question.

TALK generates stronger free cash flow (2M), providing more financial flexibility.

Monitor HEALTH INFORMATION SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TALK scores higher overall (45/100 vs 31/100) and 29.3% revenue growth. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Talkspace Inc

HEALTHCARE · HEALTH INFORMATION SERVICES · USA

Talkspace Inc. is a virtual behavioral healthcare company. The company is headquartered in New York, New York.

Tempus AI, Inc. Class A Common Stock

HEALTHCARE · HEALTH INFORMATION SERVICES · USA

Tempus AI, Inc is a healthcare technology company. The company is headquartered in Chicago, Illinois.

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