WallStSmart

StoneCo Ltd (STNE)vsTurtle Beach Corporation (TBCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

StoneCo Ltd generates 4089% more annual revenue ($13.40B vs $319.91M). STNE leads profitability with a 17.3% profit margin vs 4.9%. STNE trades at a lower P/E of 6.3x. STNE earns a higher WallStSmart Score of 78/100 (B+).

STNE

Strong Buy

78

out of 100

Grade: B+

Growth: 8.0Profit: 8.0Value: 8.3Quality: 5.0

TBCH

Buy

55

out of 100

Grade: C

Growth: 4.0Profit: 6.0Value: 8.7Quality: 5.0
Piotroski: 2/9Altman Z: 1.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

STNEUndervalued (+89.5%)

Margin of Safety

+89.5%

Fair Value

$168.87

Current Price

$10.77

$158.10 discount

UndervaluedFair: $168.87Overvalued
TBCHUndervalued (+84.4%)

Margin of Safety

+84.4%

Fair Value

$74.63

Current Price

$12.29

$62.34 discount

UndervaluedFair: $74.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

STNE5 strengths · Avg: 9.4/10
P/E RatioValuation
6.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
46.3%10/10

Strong operational efficiency at 46.3%

Return on EquityProfitability
20.8%9/10

Every $100 of equity generates 21 in profit

EPS GrowthGrowth
46.1%8/10

Earnings expanding 46.1% YoY

TBCH3 strengths · Avg: 8.0/10
PEG RatioValuation
0.848/10

Growing faster than its price suggests

P/E RatioValuation
16.5x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

STNE0 concerns · Avg: 0/10

No major concerns identified

TBCH4 concerns · Avg: 2.8/10
Market CapQuality
$251.56M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-18.7%2/10

Revenue declined 18.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : STNE

The strongest argument for STNE centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 17.3% and operating margin at 46.3%. Revenue growth of 11.2% demonstrates continued momentum.

Bull Case : TBCH

The strongest argument for TBCH centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.84 suggests the stock is reasonably priced for its growth.

Bear Case : STNE

No major red flags identified for STNE, but monitor valuation.

Bear Case : TBCH

The primary concerns for TBCH are Market Cap, Profit Margin, Piotroski F-Score. Thin 4.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

STNE profiles as a mature stock while TBCH is a value play — different risk/reward profiles.

TBCH carries more volatility with a beta of 2.26 — expect wider price swings.

STNE is growing revenue faster at 11.2% — sustainability is the question.

STNE generates stronger free cash flow (553M), providing more financial flexibility.

Bottom Line

STNE scores higher overall (78/100 vs 55/100), backed by strong 17.3% margins and 11.2% revenue growth. TBCH offers better value entry with a 84.4% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

StoneCo Ltd

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

StoneCo Ltd. provides fintech solutions to merchants and integrated partners to conduct e-commerce through store, online and mobile channels in Brazil.

Turtle Beach Corporation

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Turtle Beach Corporation is an audio technology company in North America, Europe, the Middle East, and the Asia Pacific. The company is headquartered in White Plains, New York.

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