WallStSmart

Stepstone Group Inc (STEP)vsWells Fargo & Company (WFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Wells Fargo & Company generates 4451% more annual revenue ($81.14B vs $1.78B). WFC leads profitability with a 26.7% profit margin vs -30.7%. WFC earns a higher WallStSmart Score of 74/100 (B).

STEP

Avoid

33

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 3/9Altman Z: 0.38

WFC

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 6.3Quality: 5.8
Piotroski: 4/9Altman Z: 0.43

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

STEP2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
73.0%10/10

Revenue surging 73.0% year-over-year

Debt/EquityHealth
-0.9910/10

Conservative balance sheet, low leverage

WFC6 strengths · Avg: 8.5/10
Market CapQuality
$249.77B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
26.7%9/10

Keeps 27 of every $100 in revenue as profit

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
29.4%8/10

Strong operational efficiency at 29.4%

Free Cash FlowQuality
$4.12B8/10

Generating 4.1B in free cash flow

Areas to Watch

STEP4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-65.1%2/10

ROE of -65.1% — below average capital efficiency

EPS GrowthGrowth
-38.5%2/10

Earnings declined 38.5%

Altman Z-ScoreHealth
0.382/10

Distress zone — elevated risk

WFC1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
0.432/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : STEP

The strongest argument for STEP centers on Revenue Growth, Debt/Equity. Revenue growth of 73.0% demonstrates continued momentum.

Bull Case : WFC

The strongest argument for WFC centers on Market Cap, Profit Margin, P/E Ratio. Profitability is solid with margins at 26.7% and operating margin at 29.4%. PEG of 1.45 suggests the stock is reasonably priced for its growth.

Bear Case : STEP

The primary concerns for STEP are Piotroski F-Score, Return on Equity, EPS Growth.

Bear Case : WFC

The primary concerns for WFC are Altman Z-Score.

Key Dynamics to Monitor

STEP profiles as a hypergrowth stock while WFC is a mature play — different risk/reward profiles.

STEP carries more volatility with a beta of 1.31 — expect wider price swings.

STEP is growing revenue faster at 73.0% — sustainability is the question.

WFC generates stronger free cash flow (4.1B), providing more financial flexibility.

Bottom Line

WFC scores higher overall (74/100 vs 33/100), backed by strong 26.7% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Stepstone Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Stepstone Group Inc. (STEP) is a premier global private markets investment firm, recognized for its expertise in providing customized investment solutions to institutional investors. Specializing in private equity, real estate, infrastructure, and private debt, the firm leverages a vast network and profound industry insights to identify and access high-quality investment opportunities. Committed to enhancing client portfolios through strategic asset allocation and meticulous due diligence, Stepstone is backed by a team of seasoned professionals and cutting-edge technology, enabling it to adeptly manage the intricacies of private markets and deliver sustainable long-term value.

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Wells Fargo & Company

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.

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