WallStSmart

Spotify Technology SA (SPOT)vsJohn Wiley & Sons (WLY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Spotify Technology SA generates 949% more annual revenue ($17.53B vs $1.67B). SPOT leads profitability with a 15.4% profit margin vs 9.2%. SPOT appears more attractively valued with a PEG of 1.63. SPOT earns a higher WallStSmart Score of 64/100 (C+).

SPOT

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 8.5Value: 3.3Quality: 8.0
Piotroski: 4/9Altman Z: 2.66

WLY

Buy

59

out of 100

Grade: C

Growth: 4.0Profit: 7.0Value: 6.7Quality: 4.5
Piotroski: 5/9Altman Z: 1.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SPOTSignificantly Overvalued (-65.0%)

Margin of Safety

-65.0%

Fair Value

$295.16

Current Price

$496.95

$201.79 premium

UndervaluedFair: $295.16Overvalued
WLYUndervalued (+30.0%)

Margin of Safety

+30.0%

Fair Value

$42.16

Current Price

$44.16

$2.00 discount

UndervaluedFair: $42.16Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SPOT4 strengths · Avg: 9.8/10
Return on EquityProfitability
33.8%10/10

Every $100 of equity generates 34 in profit

EPS GrowthGrowth
222.4%10/10

Earnings expanding 222.4% YoY

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Market CapQuality
$99.11B9/10

Large-cap with strong market position

WLY2 strengths · Avg: 8.5/10
Return on EquityProfitability
21.5%9/10

Every $100 of equity generates 22 in profit

P/E RatioValuation
15.0x8/10

Attractively priced relative to earnings

Areas to Watch

SPOT3 concerns · Avg: 4.0/10
PEG RatioValuation
1.634/10

Expensive relative to growth rate

P/E RatioValuation
32.5x4/10

Premium valuation, high expectations priced in

Price/BookValuation
10.4x4/10

Trading at 10.4x book value

WLY4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.3%4/10

1.3% revenue growth

Altman Z-ScoreHealth
1.824/10

Grey zone — moderate risk

Debt/EquityHealth
1.203/10

Elevated debt levels

PEG RatioValuation
13.052/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : SPOT

The strongest argument for SPOT centers on Return on Equity, EPS Growth, Debt/Equity. Profitability is solid with margins at 15.4% and operating margin at 15.8%.

Bull Case : WLY

The strongest argument for WLY centers on Return on Equity, P/E Ratio.

Bear Case : SPOT

The primary concerns for SPOT are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : WLY

The primary concerns for WLY are Revenue Growth, Altman Z-Score, Debt/Equity.

Key Dynamics to Monitor

SPOT profiles as a mature stock while WLY is a value play — different risk/reward profiles.

SPOT carries more volatility with a beta of 1.55 — expect wider price swings.

SPOT is growing revenue faster at 8.2% — sustainability is the question.

SPOT generates stronger free cash flow (845M), providing more financial flexibility.

Bottom Line

SPOT scores higher overall (64/100 vs 59/100), backed by strong 15.4% margins. WLY offers better value entry with a 30.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Spotify Technology SA

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Spotify Technology SA, provides audio streaming services worldwide. The company is headquartered in Luxembourg, Luxembourg.

John Wiley & Sons

COMMUNICATION SERVICES · PUBLISHING · USA

John Wiley & Sons, Inc. (WLY) is a leading global provider of educational materials and research solutions, dedicated to advancing knowledge across diverse sectors. With a robust portfolio that includes academic publishing, professional development resources, and innovative digital platforms, Wiley effectively supports learners and professionals alike in an ever-evolving educational landscape. The company's strategic emphasis on digital transformation and content accessibility positions it as a trusted partner in enhancing educational and research productivity, ensuring its relevance and leadership in the industry. Through its commitment to quality and innovation, Wiley remains well-equipped to address the evolving needs of its global clientele.

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