Sun Life Financial Inc. (SLF)vsUnivest Corporation Pennsylvania (UVSP)
SLF
Sun Life Financial Inc.
$79.67
+0.14%
FINANCIAL SERVICES · Cap: $45.08B
UVSP
Univest Corporation Pennsylvania
$42.67
+0.23%
FINANCIAL SERVICES · Cap: $1.17B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 10670% more annual revenue ($35.53B vs $329.89M). UVSP leads profitability with a 29.8% profit margin vs 9.5%. UVSP appears more attractively valued with a PEG of 1.30. UVSP earns a higher WallStSmart Score of 72/100 (B).
SLF
Strong Buy65
out of 100
Grade: B-
UVSP
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Keeps 30 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth.
Bull Case : UVSP
The strongest argument for UVSP centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.8% and operating margin at 36.3%. PEG of 1.30 suggests the stock is reasonably priced for its growth.
Bear Case : SLF
The primary concerns for SLF are PEG Ratio.
Bear Case : UVSP
The primary concerns for UVSP are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
SLF profiles as a value stock while UVSP is a mature play — different risk/reward profiles.
SLF carries more volatility with a beta of 0.80 — expect wider price swings.
UVSP is growing revenue faster at 8.4% — sustainability is the question.
SLF generates stronger free cash flow (90M), providing more financial flexibility.
Bottom Line
UVSP scores higher overall (72/100 vs 65/100), backed by strong 29.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
Univest Corporation Pennsylvania
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Univest Financial Corporation is the banking holding company for Univest Bank and Trust Co. offering banking products and services primarily in Pennsylvania. The company is headquartered in Souderton, Pennsylvania.
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