Sun Life Financial Inc. (SLF)vsUBS Group AG (UBS)
SLF
Sun Life Financial Inc.
$80.90
+0.78%
FINANCIAL SERVICES · Cap: $45.08B
UBS
UBS Group AG
$50.69
+0.14%
FINANCIAL SERVICES · Cap: $167.11B
Smart Verdict
WallStSmart Research — data-driven comparison
UBS Group AG generates 49% more annual revenue ($53.04B vs $35.53B). UBS leads profitability with a 17.9% profit margin vs 9.5%. UBS appears more attractively valued with a PEG of 0.74. UBS earns a higher WallStSmart Score of 77/100 (B+).
SLF
Strong Buy65
out of 100
Grade: B-
UBS
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Strong operational efficiency at 31.0%
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Earnings expanding 20.6% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth.
Bull Case : UBS
The strongest argument for UBS centers on Operating Margin, Market Cap, PEG Ratio. Profitability is solid with margins at 17.9% and operating margin at 31.0%. Revenue growth of 14.6% demonstrates continued momentum.
Bear Case : SLF
The primary concerns for SLF are PEG Ratio.
Bear Case : UBS
The primary concerns for UBS are Altman Z-Score, Debt/Equity. Debt-to-equity of 4.21 is elevated, increasing financial risk.
Key Dynamics to Monitor
SLF profiles as a value stock while UBS is a mature play — different risk/reward profiles.
UBS carries more volatility with a beta of 0.83 — expect wider price swings.
UBS is growing revenue faster at 14.6% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
UBS scores higher overall (77/100 vs 65/100), backed by strong 17.9% margins and 14.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
UBS Group AG
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
UBS Group AG, provides advice and financial solutions to private, institutional and corporate clients worldwide. The company is headquartered in Zurich, Switzerland.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?