WallStSmart

Stitch Fix (SFIX)vsThe TJX Companies Inc (TJX)

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Smart Verdict

WallStSmart Research — data-driven comparison

The TJX Companies Inc generates 4526% more annual revenue ($62.36B vs $1.35B). TJX leads profitability with a 9.7% profit margin vs -0.9%. TJX earns a higher WallStSmart Score of 58/100 (C).

SFIX

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: 1.87

TJX

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 7.5Value: 4.0Quality: 6.0
Piotroski: 5/9Altman Z: 3.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for SFIX.

TJXFair Value (-3.3%)

Margin of Safety

-3.3%

Fair Value

$140.47

Current Price

$138.40

$2.07 premium

UndervaluedFair: $140.47Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SFIX1 strengths · Avg: 8.0/10
Price/BookValuation
1.8x8/10

Reasonable price relative to book value

TJX5 strengths · Avg: 9.0/10
Return on EquityProfitability
57.0%10/10

Every $100 of equity generates 57 in profit

Altman Z-ScoreHealth
3.0310/10

Safe zone — low bankruptcy risk

Market CapQuality
$162.06B9/10

Large-cap with strong market position

EPS GrowthGrowth
23.6%8/10

Earnings expanding 23.6% YoY

Free Cash FlowQuality
$1.73B8/10

Generating 1.7B in free cash flow

Areas to Watch

SFIX4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

Altman Z-ScoreHealth
1.874/10

Grey zone — moderate risk

Market CapQuality
$356.05M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

TJX4 concerns · Avg: 3.3/10
P/E RatioValuation
27.3x4/10

Moderate valuation

Price/BookValuation
14.3x4/10

Trading at 14.3x book value

Debt/EquityHealth
1.343/10

Elevated debt levels

PEG RatioValuation
2.572/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : SFIX

The strongest argument for SFIX centers on Price/Book.

Bull Case : TJX

The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.

Bear Case : SFIX

The primary concerns for SFIX are Revenue Growth, Altman Z-Score, Market Cap.

Bear Case : TJX

The primary concerns for TJX are P/E Ratio, Price/Book, Debt/Equity.

Key Dynamics to Monitor

SFIX profiles as a turnaround stock while TJX is a value play — different risk/reward profiles.

SFIX carries more volatility with a beta of 2.35 — expect wider price swings.

TJX is growing revenue faster at 5.4% — sustainability is the question.

TJX generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

TJX scores higher overall (58/100 vs 36/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Stitch Fix

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Stitch Fix, Inc. sells a variety of clothing, shoes, and accessories through its website and mobile app in the United States. The company is headquartered in San Francisco, California.

The TJX Companies Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.

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