WallStSmart

Sea Ltd (SE)vsVroom, Inc. (VRMMQ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 4246% more annual revenue ($27.72B vs $637.86M). SE leads profitability with a 5.9% profit margin vs -42.4%. SE earns a higher WallStSmart Score of 56/100 (C).

SE

Buy

56

out of 100

Grade: C

Growth: 8.7Profit: 5.5Value: 6.7Quality: 6.5
Piotroski: 6/9Altman Z: 1.53

VRMMQ

Avoid

22

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SEUndervalued (+55.9%)

Margin of Safety

+55.9%

Fair Value

$259.48

Current Price

$101.79

$157.69 discount

UndervaluedFair: $259.48Overvalued

Intrinsic value data unavailable for VRMMQ.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SE3 strengths · Avg: 9.0/10
Revenue GrowthGrowth
48.1%10/10

Revenue surging 48.1% year-over-year

Market CapQuality
$65.07B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.15B8/10

Generating 1.1B in free cash flow

VRMMQ1 strengths · Avg: 8.0/10
Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

SE3 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Profit MarginProfitability
5.9%3/10

5.9% margin — thin

P/E RatioValuation
41.5x2/10

Premium valuation, high expectations priced in

VRMMQ4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$10.93M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-274.8%2/10

ROE of -274.8% — below average capital efficiency

Revenue GrowthGrowth
-90.4%2/10

Revenue declined 90.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, Free Cash Flow. Revenue growth of 48.1% demonstrates continued momentum. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bull Case : VRMMQ

The strongest argument for VRMMQ centers on Price/Book.

Bear Case : SE

The primary concerns for SE are Altman Z-Score, Profit Margin, P/E Ratio. A P/E of 41.5x leaves little room for execution misses.

Bear Case : VRMMQ

The primary concerns for VRMMQ are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

SE profiles as a hypergrowth stock while VRMMQ is a turnaround play — different risk/reward profiles.

SE is growing revenue faster at 48.1% — sustainability is the question.

SE generates stronger free cash flow (1.1B), providing more financial flexibility.

Monitor INTERNET RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SE scores higher overall (56/100 vs 22/100) and 48.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

Vroom, Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Vroom, Inc. is an automotive finance company.

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