WallStSmart

Rithm Property Trust Inc. (RPT)vsStarwood Property Trust Inc (STWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Starwood Property Trust Inc generates 2682% more annual revenue ($597.28M vs $21.47M). STWD leads profitability with a 38.2% profit margin vs 13.9%. RPT earns a higher WallStSmart Score of 54/100 (C-).

RPT

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 5.0Quality: 3.8
Piotroski: 4/9

STWD

Hold

49

out of 100

Grade: D+

Growth: 4.7Profit: 5.0Value: 6.7Quality: 2.5
Piotroski: 2/9Altman Z: 0.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for RPT.

STWDUndervalued (+84.8%)

Margin of Safety

+84.8%

Fair Value

$118.70

Current Price

$15.62

$103.08 discount

UndervaluedFair: $118.70Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RPT2 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
31.4%10/10

Strong operational efficiency at 31.4%

STWD2 strengths · Avg: 10.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
38.2%10/10

Keeps 38 of every $100 in revenue as profit

Areas to Watch

RPT4 concerns · Avg: 2.3/10
Market CapQuality
$99.88M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.0%3/10

ROE of 1.0% — below average capital efficiency

Free Cash FlowQuality
$-487,0002/10

Negative free cash flow — burning cash

Debt/EquityHealth
2.221/10

Elevated debt levels

STWD4 concerns · Avg: 3.5/10
PEG RatioValuation
1.744/10

Expensive relative to growth rate

P/E RatioValuation
26.9x4/10

Moderate valuation

Return on EquityProfitability
5.3%3/10

ROE of 5.3% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : RPT

The strongest argument for RPT centers on Price/Book, Operating Margin.

Bull Case : STWD

The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.

Bear Case : RPT

The primary concerns for RPT are Market Cap, Return on Equity, Free Cash Flow. Debt-to-equity of 2.22 is elevated, increasing financial risk.

Bear Case : STWD

The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.

Key Dynamics to Monitor

RPT profiles as a value stock while STWD is a mature play — different risk/reward profiles.

RPT carries more volatility with a beta of 1.19 — expect wider price swings.

STWD is growing revenue faster at 13.4% — sustainability is the question.

RPT generates stronger free cash flow (-487,000), providing more financial flexibility.

Bottom Line

RPT scores higher overall (54/100 vs 49/100). STWD offers better value entry with a 84.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Rithm Property Trust Inc.

REAL ESTATE · REIT - MORTGAGE · USA

RPT Realty owns and operates a national portfolio of outdoor shopping destinations located primarily in major US markets.

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Starwood Property Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.

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