WallStSmart

Riot Platforms, Inc. (RIOT)vsCharles Schwab Corp (SCHW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Charles Schwab Corp generates 3697% more annual revenue ($24.80B vs $653.27M). SCHW leads profitability with a 38.0% profit margin vs -132.8%. SCHW earns a higher WallStSmart Score of 75/100 (B+).

RIOT

Avoid

34

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 2/9Altman Z: 0.93

SCHW

Strong Buy

75

out of 100

Grade: B+

Growth: 8.0Profit: 8.0Value: 6.3Quality: 6.5
Piotroski: 6/9Altman Z: -0.14

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RIOT2 strengths · Avg: 8.5/10
Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
37.3%8/10

Earnings expanding 37.3% YoY

SCHW6 strengths · Avg: 8.8/10
Profit MarginProfitability
38.0%10/10

Keeps 38 of every $100 in revenue as profit

Operating MarginProfitability
49.3%10/10

Strong operational efficiency at 49.3%

Market CapQuality
$152.37B9/10

Large-cap with strong market position

P/E RatioValuation
17.4x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
15.8%8/10

15.8% revenue growth

EPS GrowthGrowth
38.6%8/10

Earnings expanding 38.6% YoY

Areas to Watch

RIOT4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-36.2%2/10

ROE of -36.2% — below average capital efficiency

Free Cash FlowQuality
$-298.12M2/10

Negative free cash flow — burning cash

SCHW1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
-0.142/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : RIOT

The strongest argument for RIOT centers on Debt/Equity, EPS Growth.

Bull Case : SCHW

The strongest argument for SCHW centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 38.0% and operating margin at 49.3%. Revenue growth of 15.8% demonstrates continued momentum.

Bear Case : RIOT

The primary concerns for RIOT are Revenue Growth, Piotroski F-Score, Return on Equity.

Bear Case : SCHW

The primary concerns for SCHW are Altman Z-Score.

Key Dynamics to Monitor

RIOT profiles as a turnaround stock while SCHW is a growth play — different risk/reward profiles.

RIOT carries more volatility with a beta of 3.82 — expect wider price swings.

SCHW is growing revenue faster at 15.8% — sustainability is the question.

SCHW generates stronger free cash flow (7.2B), providing more financial flexibility.

Bottom Line

SCHW scores higher overall (75/100 vs 34/100), backed by strong 38.0% margins and 15.8% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Riot Platforms, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Riot Blockchain, Inc., focuses on the cryptocurrency mining operation in North America. The company is headquartered in Castle Rock, Colorado.

Charles Schwab Corp

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Charles Schwab Corporation is an American multinational financial services company. It offers banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.

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