WallStSmart

B. Riley Financial Inc. 5.00% Senior Notes due 2026 (RILYG)vsStifel Financial Corporation 5.20% Senior Notes due 2047 (SFB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SFB leads profitability with a 0.0% profit margin vs 0.0%. SFB earns a higher WallStSmart Score of 26/100 (F).

RILYG

Avoid

18

out of 100

Grade: F

Growth: 4.0Profit: 5.5Value: 5.0Quality: 4.0
Piotroski: 4/9Altman Z: 0.64

SFB

Avoid

26

out of 100

Grade: F

Growth: 5.3Profit: 5.0Value: 5.0Quality: 6.0
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RILYG1 strengths · Avg: 10.0/10
Return on EquityProfitability
485.9%10/10

Every $100 of equity generates 486 in profit

SFB0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

RILYG4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$539.12M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

SFB4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : RILYG

The strongest argument for RILYG centers on Return on Equity.

Bull Case : SFB

SFB has a balanced fundamental profile.

Bear Case : RILYG

The primary concerns for RILYG are Revenue Growth, EPS Growth, Market Cap. Debt-to-equity of 17.37 is elevated, increasing financial risk.

Bear Case : SFB

The primary concerns for SFB are Revenue Growth, EPS Growth, Profit Margin.

Key Dynamics to Monitor

SFB is growing revenue faster at 0.0% — sustainability is the question.

SFB generates stronger free cash flow (307M), providing more financial flexibility.

Monitor OTHER industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SFB scores higher overall (26/100 vs 18/100). Both earn "Avoid" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

B. Riley Financial Inc. 5.00% Senior Notes due 2026

OTHER · OTHER · USA

B. Riley Financial, Inc. provides financial services and solutions in North America, Australia and Europe. The company is headquartered in Woodland Hills, California.

Stifel Financial Corporation 5.20% Senior Notes due 2047

OTHER · OTHER · USA

Stifel Financial Corporation is a leading full-service investment firm that specializes in providing a comprehensive range of financial services, including wealth management, institutional sales and trading, and investment banking. The firm emphasizes a client-centric approach and leverages its deep industry expertise to maintain a strong competitive edge in the financial services landscape. Its recent issuance of 5.20% Senior Notes due 2047 underscores Stifel's robust capital management and investment-grade credit profile, making it an attractive option for institutional investors seeking dependable income. With a strategic emphasis on growth and effective risk management, Stifel is well-equipped to thrive in an evolving market environment.

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