WallStSmart

Remitly Global Inc (RELY)vsTurtle Beach Corporation (TBCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Remitly Global Inc generates 479% more annual revenue ($1.73B vs $298.19M). RELY leads profitability with a 6.1% profit margin vs 0.4%. RELY trades at a lower P/E of 39.8x. RELY earns a higher WallStSmart Score of 56/100 (C).

RELY

Buy

56

out of 100

Grade: C

Growth: 9.3Profit: 5.5Value: 5.7Quality: 7.5
Piotroski: 3/9Altman Z: 2.50

TBCH

Hold

43

out of 100

Grade: D

Growth: 4.0Profit: 3.5Value: 5.0Quality: 7.0
Piotroski: 5/9Altman Z: 1.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

RELYUndervalued (+23.9%)

Margin of Safety

+23.9%

Fair Value

$17.42

Current Price

$18.77

$1.35 discount

UndervaluedFair: $17.42Overvalued

Intrinsic value data unavailable for TBCH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RELY3 strengths · Avg: 9.3/10
EPS GrowthGrowth
360.0%10/10

Earnings expanding 360.0% YoY

Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
25.2%8/10

Revenue surging 25.2% year-over-year

TBCH2 strengths · Avg: 8.0/10
PEG RatioValuation
1.008/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

RELY3 concerns · Avg: 3.3/10
P/E RatioValuation
39.8x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
6.1%3/10

6.1% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

TBCH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

Market CapQuality
$265.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : RELY

The strongest argument for RELY centers on EPS Growth, Debt/Equity, Revenue Growth. Revenue growth of 25.2% demonstrates continued momentum.

Bull Case : TBCH

The strongest argument for TBCH centers on PEG Ratio, Price/Book. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bear Case : RELY

The primary concerns for RELY are P/E Ratio, Profit Margin, Piotroski F-Score.

Bear Case : TBCH

The primary concerns for TBCH are Altman Z-Score, Market Cap, Return on Equity. A P/E of 669.5x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

RELY profiles as a growth stock while TBCH is a value play — different risk/reward profiles.

TBCH carries more volatility with a beta of 2.29 — expect wider price swings.

RELY is growing revenue faster at 25.2% — sustainability is the question.

RELY generates stronger free cash flow (73M), providing more financial flexibility.

Bottom Line

RELY scores higher overall (56/100 vs 43/100) and 25.2% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Remitly Global Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Real Industry, Inc. engages in aluminum smelting, processing, recycling, and alloying activities in the United States and internationally. The company is headquartered in Sherman Oaks, California.

Turtle Beach Corporation

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Turtle Beach Corporation is an audio technology company in North America, Europe, the Middle East, and the Asia Pacific. The company is headquartered in White Plains, New York.

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