WallStSmart

QCR Holdings Inc (QCRH)vsSun Life Financial Inc. (SLF)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 9268% more annual revenue ($35.53B vs $379.24M). QCRH leads profitability with a 37.4% profit margin vs 9.5%. QCRH appears more attractively valued with a PEG of 1.02. QCRH earns a higher WallStSmart Score of 73/100 (B).

QCRH

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 7.0Quality: 6.5
Piotroski: 5/9Altman Z: 0.31

SLF

Strong Buy

67

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 5.7Quality: 7.3
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

QCRH6 strengths · Avg: 9.3/10
P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
37.4%10/10

Keeps 37 of every $100 in revenue as profit

Operating MarginProfitability
45.3%10/10

Strong operational efficiency at 45.3%

Revenue GrowthGrowth
15.6%8/10

15.6% revenue growth

EPS GrowthGrowth
28.1%8/10

Earnings expanding 28.1% YoY

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
43.2%8/10

Earnings expanding 43.2% YoY

Areas to Watch

QCRH2 concerns · Avg: 2.5/10
Market CapQuality
$1.63B3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
0.312/10

Distress zone — elevated risk

SLF0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : QCRH

The strongest argument for QCRH centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 37.4% and operating margin at 45.3%. Revenue growth of 15.6% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, EPS Growth. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bear Case : QCRH

The primary concerns for QCRH are Market Cap, Altman Z-Score.

Bear Case : SLF

No major red flags identified for SLF, but monitor valuation.

Key Dynamics to Monitor

QCRH profiles as a growth stock while SLF is a value play — different risk/reward profiles.

SLF carries more volatility with a beta of 0.80 — expect wider price swings.

QCRH is growing revenue faster at 15.6% — sustainability is the question.

QCRH generates stronger free cash flow (458M), providing more financial flexibility.

Bottom Line

QCRH scores higher overall (73/100 vs 67/100), backed by strong 37.4% margins and 15.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

QCR Holdings Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

QCR Holdings, Inc., a multi-bank holding company, provides consumer and commercial banking services, trust and asset management services. The company is headquartered in Moline, Illinois.

Visit Website →

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

Want to dig deeper into these stocks?