WallStSmart

PPG Industries Inc (PPG)vsCVR Partners LP (UAN)

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Smart Verdict

WallStSmart Research — data-driven comparison

PPG Industries Inc generates 2326% more annual revenue ($16.42B vs $676.86M). UAN leads profitability with a 23.7% profit margin vs 9.6%. UAN trades at a lower P/E of 8.5x. UAN earns a higher WallStSmart Score of 70/100 (B).

PPG

Buy

59

out of 100

Grade: C

Growth: 4.0Profit: 6.5Value: 6.0Quality: 7.0
Piotroski: 4/9Altman Z: 3.03

UAN

Strong Buy

70

out of 100

Grade: B

Growth: 6.7Profit: 9.0Value: 6.7Quality: 6.8
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PPGFair Value (-1.5%)

Margin of Safety

-1.5%

Fair Value

$129.11

Current Price

$107.52

$21.59 premium

UndervaluedFair: $129.11Overvalued

Intrinsic value data unavailable for UAN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PPG3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.0310/10

Safe zone — low bankruptcy risk

P/E RatioValuation
15.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

UAN6 strengths · Avg: 9.5/10
P/E RatioValuation
8.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.0%10/10

Every $100 of equity generates 39 in profit

Operating MarginProfitability
42.4%10/10

Strong operational efficiency at 42.4%

EPS GrowthGrowth
99.9%10/10

Earnings expanding 99.9% YoY

Profit MarginProfitability
23.7%9/10

Keeps 24 of every $100 in revenue as profit

Revenue GrowthGrowth
20.0%8/10

Revenue surging 20.0% year-over-year

Areas to Watch

PPG1 concerns · Avg: 2.0/10
EPS GrowthGrowth
-1.5%2/10

Earnings declined 1.5%

UAN2 concerns · Avg: 3.0/10
Market CapQuality
$1.36B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.643/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : PPG

The strongest argument for PPG centers on Altman Z-Score, P/E Ratio, Price/Book. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bull Case : UAN

The strongest argument for UAN centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 23.7% and operating margin at 42.4%. Revenue growth of 20.0% demonstrates continued momentum.

Bear Case : PPG

The primary concerns for PPG are EPS Growth.

Bear Case : UAN

The primary concerns for UAN are Market Cap, Debt/Equity. Debt-to-equity of 1.64 is elevated, increasing financial risk.

Key Dynamics to Monitor

PPG profiles as a value stock while UAN is a growth play — different risk/reward profiles.

PPG carries more volatility with a beta of 1.06 — expect wider price swings.

UAN is growing revenue faster at 20.0% — sustainability is the question.

PPG generates stronger free cash flow (446M), providing more financial flexibility.

Bottom Line

UAN scores higher overall (70/100 vs 59/100), backed by strong 23.7% margins and 20.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PPG Industries Inc

BASIC MATERIALS · SPECIALTY CHEMICALS · USA

PPG Industries, Inc. is an American Fortune 500 company and global supplier of paints, coatings, and specialty materials. With headquarters in Pittsburgh, Pennsylvania, PPG operates in more than 70 countries around the globe.

CVR Partners LP

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CVR Partners, LP, produces and distributes nitrogen fertilizer products in the United States. The company is headquartered in Sugar Land, Texas.

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