PNC Financial Services Group Inc (PNC)vsPark National Corporation (PRK)
PNC
PNC Financial Services Group Inc
$228.37
+1.59%
FINANCIAL SERVICES · Cap: $88.75B
PRK
Park National Corporation
$173.04
+0.04%
FINANCIAL SERVICES · Cap: $3.10B
Smart Verdict
WallStSmart Research — data-driven comparison
PNC Financial Services Group Inc generates 3920% more annual revenue ($23.04B vs $573.17M). PRK leads profitability with a 31.3% profit margin vs 31.3%. PNC appears more attractively valued with a PEG of 1.66. PNC earns a higher WallStSmart Score of 75/100 (B).
PNC
Strong Buy75
out of 100
Grade: B
PRK
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 36.7%
Large-cap with strong market position
Attractively priced relative to earnings
Generating 1.9B in free cash flow
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 45.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 21.2% year-over-year
Areas to Watch
Expensive relative to growth rate
Elevated debt levels
Distress zone — elevated risk
Expensive relative to growth rate
Earnings declined 8.1%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : PNC
The strongest argument for PNC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 31.3% and operating margin at 36.7%. Revenue growth of 13.8% demonstrates continued momentum.
Bull Case : PRK
The strongest argument for PRK centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 31.3% and operating margin at 45.0%. Revenue growth of 21.2% demonstrates continued momentum.
Bear Case : PNC
The primary concerns for PNC are PEG Ratio, Debt/Equity, Altman Z-Score.
Bear Case : PRK
The primary concerns for PRK are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
PNC profiles as a mature stock while PRK is a growth play — different risk/reward profiles.
PNC carries more volatility with a beta of 0.93 — expect wider price swings.
PRK is growing revenue faster at 21.2% — sustainability is the question.
PNC generates stronger free cash flow (1.9B), providing more financial flexibility.
Bottom Line
PNC scores higher overall (75/100 vs 61/100), backed by strong 31.3% margins and 13.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
PNC Financial Services Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
PNC Financial Services Group, Inc. (stylized as PNC) is a bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 21 states and the District of Columbia with 2,296 branches and 9,051 ATMs. The company also provides financial services such as asset management, wealth management, estate planning, loan servicing, and information processing.
Visit Website →Park National Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Park National Corporation is the bank holding company for Park National Bank providing commercial banking and trust services in small and medium population areas. The company is headquartered in Newark, Ohio.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?