WallStSmart

Parke Bancorp Inc (PKBK)vsRoyal Bank of Canada (RY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 75492% more annual revenue ($67.15B vs $88.83M). PKBK leads profitability with a 51.6% profit margin vs 33.9%. PKBK appears more attractively valued with a PEG of 0.43. PKBK earns a higher WallStSmart Score of 80/100 (B+).

PKBK

Strong Buy

80

out of 100

Grade: B+

Growth: 9.3Profit: 7.5Value: 8.3Quality: 4.5
Piotroski: 6/9Altman Z: -0.56

RY

Buy

63

out of 100

Grade: C+

Growth: 7.3Profit: 8.0Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: -0.50

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PKBK6 strengths · Avg: 10.0/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
51.6%10/10

Keeps 52 of every $100 in revenue as profit

Operating MarginProfitability
72.0%10/10

Strong operational efficiency at 72.0%

Revenue GrowthGrowth
31.1%10/10

Revenue surging 31.1% year-over-year

RY4 strengths · Avg: 9.5/10
Market CapQuality
$291.55B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.9%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
46.4%10/10

Strong operational efficiency at 46.4%

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

PKBK2 concerns · Avg: 2.5/10
Market CapQuality
$406.71M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
-0.562/10

Distress zone — elevated risk

RY4 concerns · Avg: 2.3/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Free Cash FlowQuality
$-28.67B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.502/10

Distress zone — elevated risk

Debt/EquityHealth
2.881/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : PKBK

The strongest argument for PKBK centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 51.6% and operating margin at 72.0%. Revenue growth of 31.1% demonstrates continued momentum.

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.

Bear Case : PKBK

The primary concerns for PKBK are Market Cap, Altman Z-Score.

Bear Case : RY

The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.

Key Dynamics to Monitor

PKBK profiles as a growth stock while RY is a mature play — different risk/reward profiles.

RY carries more volatility with a beta of 0.92 — expect wider price swings.

PKBK is growing revenue faster at 31.1% — sustainability is the question.

PKBK generates stronger free cash flow (6M), providing more financial flexibility.

Bottom Line

PKBK scores higher overall (80/100 vs 63/100), backed by strong 51.6% margins and 31.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Parke Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Parke Bancorp, Inc. is the banking holding company for Parke Bank providing personal and business financial services to individuals and small and medium-sized businesses. The company is headquartered in Washington Township, New Jersey.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

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