WallStSmart

Progressive Corp (PGR)vsSlide Insurance Holdings, Inc. Common Stock (SLDE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Progressive Corp generates 6454% more annual revenue ($91.02B vs $1.39B). SLDE leads profitability with a 40.0% profit margin vs 12.9%. SLDE trades at a lower P/E of 5.9x. SLDE earns a higher WallStSmart Score of 76/100 (B+).

PGR

Buy

61

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 5.7Quality: 5.0
Piotroski: 4/9Altman Z: 1.33

SLDE

Strong Buy

76

out of 100

Grade: B+

Growth: 10.0Profit: 9.5Value: 6.7Quality: 8.0
Piotroski: 5/9Altman Z: 1.99

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PGR4 strengths · Avg: 9.3/10
P/E RatioValuation
10.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
34.1%10/10

Every $100 of equity generates 34 in profit

Market CapQuality
$126.46B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.47B8/10

Generating 3.5B in free cash flow

SLDE6 strengths · Avg: 10.0/10
P/E RatioValuation
5.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
44.1%10/10

Every $100 of equity generates 44 in profit

Profit MarginProfitability
40.0%10/10

Keeps 40 of every $100 in revenue as profit

Operating MarginProfitability
46.4%10/10

Strong operational efficiency at 46.4%

Revenue GrowthGrowth
47.9%10/10

Revenue surging 47.9% year-over-year

EPS GrowthGrowth
89.3%10/10

Earnings expanding 89.3% YoY

Areas to Watch

PGR2 concerns · Avg: 2.0/10
PEG RatioValuation
66.302/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.332/10

Distress zone — elevated risk

SLDE1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Comparative Analysis Report

WallStSmart Research

Bull Case : PGR

The strongest argument for PGR centers on P/E Ratio, Return on Equity, Market Cap.

Bull Case : SLDE

The strongest argument for SLDE centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 40.0% and operating margin at 46.4%. Revenue growth of 47.9% demonstrates continued momentum.

Bear Case : PGR

The primary concerns for PGR are PEG Ratio, Altman Z-Score.

Bear Case : SLDE

The primary concerns for SLDE are Altman Z-Score.

Key Dynamics to Monitor

PGR profiles as a value stock while SLDE is a growth play — different risk/reward profiles.

SLDE is growing revenue faster at 47.9% — sustainability is the question.

PGR generates stronger free cash flow (3.5B), providing more financial flexibility.

Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SLDE scores higher overall (76/100 vs 61/100), backed by strong 40.0% margins and 47.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Progressive Corp

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Progressive Corporation is an American insurance company, one of the largest providers of car insurance in the United States. The company insures motorcycles, boats, RVs, and commercial vehicles and provides home insurance through select companies.

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Slide Insurance Holdings, Inc. Common Stock

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Slide Insurance Holdings, Inc. engages in underwriting single family and condominium policies in the property and casualty industry in the United States. The company is headquartered in Tampa, Florida.

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