WallStSmart

PepsiCo Inc (PEP)vsPriceSmart Inc (PSMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PepsiCo Inc generates 1603% more annual revenue ($96.90B vs $5.69B). PEP leads profitability with a 10.8% profit margin vs 2.8%. PEP appears more attractively valued with a PEG of 1.51. PEP earns a higher WallStSmart Score of 69/100 (B-).

PEP

Strong Buy

69

out of 100

Grade: B-

Growth: 6.7Profit: 8.0Value: 5.3Quality: 4.0
Piotroski: 3/9Altman Z: 2.26

PSMT

Buy

54

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 3.3Quality: 7.0
Piotroski: 3/9Altman Z: 4.12
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PEPUndervalued (+1.0%)

Margin of Safety

+1.0%

Fair Value

$140.22

Current Price

$139.02

$1.20 discount

UndervaluedFair: $140.22Overvalued
PSMTSignificantly Overvalued (-40.0%)

Margin of Safety

-40.0%

Fair Value

$138.47

Current Price

$177.05

$38.58 premium

UndervaluedFair: $138.47Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PEP4 strengths · Avg: 9.3/10
Return on EquityProfitability
47.5%10/10

Every $100 of equity generates 47 in profit

EPS GrowthGrowth
137.0%10/10

Earnings expanding 137.0% YoY

Market CapQuality
$190.01B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.50B8/10

Generating 1.5B in free cash flow

PSMT2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
4.1210/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Areas to Watch

PEP4 concerns · Avg: 3.0/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Price/BookValuation
8.6x4/10

Trading at 8.6x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Debt/EquityHealth
2.411/10

Elevated debt levels

PSMT4 concerns · Avg: 3.5/10
PEG RatioValuation
1.834/10

Expensive relative to growth rate

P/E RatioValuation
37.3x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : PEP

The strongest argument for PEP centers on Return on Equity, EPS Growth, Market Cap.

Bull Case : PSMT

The strongest argument for PSMT centers on Altman Z-Score, Debt/Equity. Revenue growth of 12.5% demonstrates continued momentum.

Bear Case : PEP

The primary concerns for PEP are PEG Ratio, Price/Book, Piotroski F-Score. Debt-to-equity of 2.41 is elevated, increasing financial risk.

Bear Case : PSMT

The primary concerns for PSMT are PEG Ratio, P/E Ratio, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

PSMT carries more volatility with a beta of 0.77 — expect wider price swings.

PSMT is growing revenue faster at 12.5% — sustainability is the question.

PEP generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor BEVERAGES - NON-ALCOHOLIC industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PEP scores higher overall (69/100 vs 54/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PepsiCo Inc

CONSUMER DEFENSIVE · BEVERAGES - NON-ALCOHOLIC · USA

PepsiCo, Inc. is an American based multinational food, snack, and beverage corporation headquartered in Harrison, New York, in the hamlet of Purchase. PepsiCo's business encompasses all aspects of the food and beverage market. It oversees the manufacturing, distribution, and marketing of its products.

PriceSmart Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

PriceSmart, Inc. owns and operates American-style membership shopping warehouse clubs in Central America, the Caribbean and Colombia. The company is headquartered in San Diego, California.

Want to dig deeper into these stocks?