WallStSmart

PDD Holdings Inc. (PDD)vsYatra Online Inc (YTRA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PDD Holdings Inc. generates 4292% more annual revenue ($442.40B vs $10.07B). PDD leads profitability with a 21.6% profit margin vs -2.2%. PDD appears more attractively valued with a PEG of 0.76. PDD earns a higher WallStSmart Score of 76/100 (B+).

PDD

Strong Buy

76

out of 100

Grade: B+

Growth: 6.0Profit: 8.0Value: 9.3Quality: 8.0
Piotroski: 2/9Altman Z: 3.69

YTRA

Hold

37

out of 100

Grade: F

Growth: 4.7Profit: 2.5Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 0.14
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PDDUndervalued (+70.4%)

Margin of Safety

+70.4%

Fair Value

$361.05

Current Price

$85.07

$275.98 discount

UndervaluedFair: $361.05Overvalued

Intrinsic value data unavailable for YTRA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PDD6 strengths · Avg: 9.7/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Free Cash FlowQuality
$24.12B10/10

Generating 24.1B in free cash flow

Altman Z-ScoreHealth
3.6910/10

Safe zone — low bankruptcy risk

Market CapQuality
$116.09B9/10

Large-cap with strong market position

Return on EquityProfitability
22.9%9/10

Every $100 of equity generates 23 in profit

YTRA2 strengths · Avg: 9.5/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Areas to Watch

PDD2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-14.9%2/10

Earnings declined 14.9%

YTRA4 concerns · Avg: 2.5/10
Market CapQuality
$55.69M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.8%3/10

ROE of 0.8% — below average capital efficiency

Revenue GrowthGrowth
-13.7%2/10

Revenue declined 13.7%

EPS GrowthGrowth
-19.0%2/10

Earnings declined 19.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : PDD

The strongest argument for PDD centers on P/E Ratio, Debt/Equity, Free Cash Flow. Profitability is solid with margins at 21.6% and operating margin at 18.4%. Revenue growth of 11.0% demonstrates continued momentum.

Bull Case : YTRA

The strongest argument for YTRA centers on Price/Book, Debt/Equity. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bear Case : PDD

The primary concerns for PDD are Piotroski F-Score, EPS Growth.

Bear Case : YTRA

The primary concerns for YTRA are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

PDD profiles as a mature stock while YTRA is a turnaround play — different risk/reward profiles.

YTRA carries more volatility with a beta of 0.70 — expect wider price swings.

PDD is growing revenue faster at 11.0% — sustainability is the question.

PDD generates stronger free cash flow (24.1B), providing more financial flexibility.

Bottom Line

PDD scores higher overall (76/100 vs 37/100), backed by strong 21.6% margins and 11.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PDD Holdings Inc.

CONSUMER CYCLICAL · INTERNET RETAIL · China

Pinduoduo Inc., operates an electronic commerce platform in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.

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Yatra Online Inc

CONSUMER CYCLICAL · TRAVEL SERVICES · USA

Yatra Online, Inc. is an online travel company in India and internationally. The company is headquartered in Gurugram, India.

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