WallStSmart

PACCAR Inc (PCAR)vsWillis Lease Finance Corporation (WLFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 3781% more annual revenue ($27.78B vs $715.77M). WLFC leads profitability with a 15.9% profit margin vs 8.9%. WLFC appears more attractively valued with a PEG of 0.94. WLFC earns a higher WallStSmart Score of 64/100 (C+).

PCAR

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9

WLFC

Buy

64

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 7.0Quality: 3.5
Piotroski: 2/9Altman Z: 0.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-24.7%)

Margin of Safety

-24.7%

Fair Value

$103.83

Current Price

$118.80

$14.97 premium

UndervaluedFair: $103.83Overvalued

Intrinsic value data unavailable for WLFC.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$62.52B9/10

Large-cap with strong market position

WLFC5 strengths · Avg: 8.0/10
PEG RatioValuation
0.948/10

Growing faster than its price suggests

P/E RatioValuation
12.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

Revenue GrowthGrowth
27.8%8/10

Revenue surging 27.8% year-over-year

Areas to Watch

PCAR3 concerns · Avg: 3.0/10
P/E RatioValuation
25.3x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

WLFC4 concerns · Avg: 2.5/10
Market CapQuality
$1.46B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-45.9%2/10

Earnings declined 45.9%

Free Cash FlowQuality
$-147.70M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : WLFC

The strongest argument for WLFC centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 15.9% and operating margin at 27.6%. Revenue growth of 27.8% demonstrates continued momentum.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : WLFC

The primary concerns for WLFC are Market Cap, Piotroski F-Score, EPS Growth. Debt-to-equity of 3.14 is elevated, increasing financial risk.

Key Dynamics to Monitor

PCAR profiles as a value stock while WLFC is a growth play — different risk/reward profiles.

PCAR carries more volatility with a beta of 1.06 — expect wider price swings.

WLFC is growing revenue faster at 27.8% — sustainability is the question.

PCAR generates stronger free cash flow (778M), providing more financial flexibility.

Bottom Line

WLFC scores higher overall (64/100 vs 52/100), backed by strong 15.9% margins and 27.8% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

Willis Lease Finance Corporation

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Willis Lease Finance Corporation is a global lessor and manager of commercial aircraft and aircraft engines. The company is headquartered in Coconut Creek, Florida.

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