WallStSmart

PACCAR Inc (PCAR)vsWillis Lease Finance Corporation (WLFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 3588% more annual revenue ($27.82B vs $754.30M). WLFC leads profitability with a 12.2% profit margin vs 9.0%. WLFC appears more attractively valued with a PEG of 0.94. WLFC earns a higher WallStSmart Score of 63/100 (C+).

PCAR

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 5.3Quality: 7.0
Piotroski: 2/9Altman Z: 2.57

WLFC

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 7.0Quality: 4.0
Piotroski: 1/9Altman Z: 0.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-43.2%)

Margin of Safety

-43.2%

Fair Value

$85.69

Current Price

$122.73

$37.04 premium

UndervaluedFair: $85.69Overvalued

Intrinsic value data unavailable for WLFC.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR2 strengths · Avg: 8.5/10
Market CapQuality
$64.60B9/10

Large-cap with strong market position

PEG RatioValuation
1.008/10

Growing faster than its price suggests

WLFC4 strengths · Avg: 8.5/10
Operating MarginProfitability
37.7%10/10

Strong operational efficiency at 37.7%

PEG RatioValuation
0.948/10

Growing faster than its price suggests

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

PCAR4 concerns · Avg: 3.8/10
P/E RatioValuation
25.8x4/10

Moderate valuation

Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

EPS GrowthGrowth
4.2%4/10

4.2% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

WLFC4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Market CapQuality
$1.34B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

EPS GrowthGrowth
-53.4%2/10

Earnings declined 53.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap, PEG Ratio. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bull Case : WLFC

The strongest argument for WLFC centers on Operating Margin, PEG Ratio, P/E Ratio. PEG of 0.94 suggests the stock is reasonably priced for its growth.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Revenue Growth, EPS Growth.

Bear Case : WLFC

The primary concerns for WLFC are Revenue Growth, Market Cap, Piotroski F-Score. Debt-to-equity of 3.01 is elevated, increasing financial risk.

Key Dynamics to Monitor

PCAR carries more volatility with a beta of 0.97 — expect wider price swings.

PCAR is growing revenue faster at 0.5% — sustainability is the question.

PCAR generates stronger free cash flow (309M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

WLFC scores higher overall (63/100 vs 54/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

Willis Lease Finance Corporation

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Willis Lease Finance Corporation is a global lessor and manager of commercial aircraft and aircraft engines. The company is headquartered in Coconut Creek, Florida.

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