WallStSmart

PACCAR Inc (PCAR)vsUrban-Gro Inc (UGRO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 134752% more annual revenue ($28.44B vs $21.09M). PCAR leads profitability with a 8.3% profit margin vs -2.0%. PCAR earns a higher WallStSmart Score of 46/100 (D+).

PCAR

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 6.0Value: 7.3Quality: 4.5
Piotroski: 1/9

UGRO

Avoid

28

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-321.2%)

Margin of Safety

-321.2%

Fair Value

$30.74

Current Price

$116.34

$85.60 premium

UndervaluedFair: $30.74Overvalued

Intrinsic value data unavailable for UGRO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$60.90B9/10

Large-cap with strong market position

UGRO0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

PCAR4 concerns · Avg: 2.8/10
P/E RatioValuation
25.6x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-13.7%2/10

Revenue declined 13.7%

EPS GrowthGrowth
-35.9%2/10

Earnings declined 35.9%

UGRO4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$5.28M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-98.9%2/10

ROE of -98.9% — below average capital efficiency

Revenue GrowthGrowth
-70.1%2/10

Revenue declined 70.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.11 suggests the stock is reasonably priced for its growth.

Bull Case : UGRO

UGRO has a balanced fundamental profile.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : UGRO

The primary concerns for UGRO are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

PCAR profiles as a value stock while UGRO is a turnaround play — different risk/reward profiles.

UGRO carries more volatility with a beta of 1.89 — expect wider price swings.

PCAR is growing revenue faster at -13.7% — sustainability is the question.

PCAR generates stronger free cash flow (778M), providing more financial flexibility.

Bottom Line

PCAR scores higher overall (46/100 vs 28/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

Urban-Gro Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

urban-gro, Inc. is an engineering design services company integrating complex environmental equipment systems to create indoor growing facilities for the commercial horticulture market in the United States, Canada and Europe. The company is headquartered in Lafayette, Colorado.

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