WallStSmart

PACCAR Inc (PCAR)vsUrban-Gro Inc (UGRO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 159558% more annual revenue ($27.78B vs $17.40M). PCAR leads profitability with a 8.9% profit margin vs -122.8%. PCAR earns a higher WallStSmart Score of 56/100 (C).

PCAR

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 6.0Value: 4.7Quality: 6.5
Piotroski: 1/9Altman Z: 2.09

UGRO

Avoid

31

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 4.0Quality: 4.5
Piotroski: 3/9Altman Z: -690.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-37.6%)

Margin of Safety

-37.6%

Fair Value

$84.77

Current Price

$118.06

$33.30 premium

UndervaluedFair: $84.77Overvalued
UGROSignificantly Overvalued (-34.8%)

Margin of Safety

-34.8%

Fair Value

$2.53

Current Price

$3.37

$0.84 premium

UndervaluedFair: $2.53Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$59.41B9/10

Large-cap with strong market position

UGRO1 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Areas to Watch

PCAR2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

UGRO4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$3.77M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-27.7%2/10

ROE of -27.7% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bull Case : UGRO

The strongest argument for UGRO centers on Debt/Equity.

Bear Case : PCAR

The primary concerns for PCAR are Piotroski F-Score, Revenue Growth.

Bear Case : UGRO

The primary concerns for UGRO are EPS Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

PCAR profiles as a value stock while UGRO is a turnaround play — different risk/reward profiles.

PCAR carries more volatility with a beta of 1.03 — expect wider price swings.

PCAR is growing revenue faster at -8.9% — sustainability is the question.

PCAR generates stronger free cash flow (825M), providing more financial flexibility.

Bottom Line

PCAR scores higher overall (56/100 vs 31/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

Urban-Gro Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

urban-gro, Inc. is an engineering design services company integrating complex environmental equipment systems to create indoor growing facilities for the commercial horticulture market in the United States, Canada and Europe. The company is headquartered in Lafayette, Colorado.

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