WallStSmart

PACCAR Inc (PCAR)vsSU Group Holdings Limited Ordinary Shares (SUGP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 14339% more annual revenue ($27.78B vs $192.39M). PCAR leads profitability with a 8.9% profit margin vs -9.6%. PCAR earns a higher WallStSmart Score of 52/100 (C-).

PCAR

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9

SUGP

Avoid

29

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 7.5
Piotroski: 2/9Altman Z: 2.90
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCARSignificantly Overvalued (-24.6%)

Margin of Safety

-24.6%

Fair Value

$103.92

Current Price

$118.80

$14.88 premium

UndervaluedFair: $103.92Overvalued

Intrinsic value data unavailable for SUGP.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$62.52B9/10

Large-cap with strong market position

SUGP2 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Areas to Watch

PCAR3 concerns · Avg: 3.0/10
P/E RatioValuation
25.3x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

SUGP4 concerns · Avg: 2.5/10
Market CapQuality
$10.32M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-20.1%2/10

ROE of -20.1% — below average capital efficiency

Revenue GrowthGrowth
-6.5%2/10

Revenue declined 6.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : SUGP

The strongest argument for SUGP centers on Price/Book, Debt/Equity.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : SUGP

The primary concerns for SUGP are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

PCAR profiles as a value stock while SUGP is a turnaround play — different risk/reward profiles.

SUGP carries more volatility with a beta of 2.29 — expect wider price swings.

SUGP is growing revenue faster at -6.5% — sustainability is the question.

PCAR generates stronger free cash flow (654M), providing more financial flexibility.

Bottom Line

PCAR scores higher overall (52/100 vs 29/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

SU Group Holdings Limited Ordinary Shares

INDUSTRIALS · SECURITY & PROTECTION SERVICES · USA

SU Group Holdings Limited (SUGP) is a dynamic investment holding company specializing in identifying and capitalizing on growth opportunities in diverse sectors, with a particular focus on special situations and distressed assets. The company utilizes its extensive industry expertise and a commitment to operational excellence to deliver superior shareholder value through innovative and strategic initiatives. Backed by a disciplined investment approach and thorough market analysis, SU Group is well-equipped to effectively navigate volatile market conditions while fostering sustainable expansion of its asset portfolio.

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